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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good rate and easy application

Easy and quick to apply, good rate Reviewed on: 1st March 2023

Fantastic,friendly service!

Great service,no hastle and no problem keeping track of your finances with a clear and easy to use app. Reviewed on: 1st March 2023

Perfection

Highly recommended to everyone I no Reviewed on: 28th February 2023

Amazing

Really quick process and simple to use app Reviewed on: 28th February 2023

Excellent service

Easy to apply for and even easier to use. Reviewed on: 28th February 2023

Brilliant

Accepted me for a credit card. Decent credit limit for first limit Very helpful app Full of tips and money advice You can even set up savings accounts. I am very impressed. The whole set up makes you want to improve.your credit score. You feel supported. Reviewed on: 28th February 2023

Great Service

I find Zopa to have great customer service and are always helpful and happy to help Reviewed on: 28th February 2023

Great New Credit Card

Great new credit card, with a good app. Haven’t had a problem. Reviewed on: 28th February 2023

Stress free and reliable

Zopa are so easy yet professional to deal with. The Zopa app is so easy to use and makes managing my credit card a breeze! Reviewed on: 28th February 2023

Outstanding service

Best credit provider , highly recommended! Reviewed on: 28th February 2023

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