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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Happy

I applied for a credit card to help my credit score and Zopa hasn’t disappointed Reviewed on: 1st March 2023

Credit card received next day!

Applied for a Zopa credit card at the weekend. Received it on Tuesday. Reviewed on: 1st March 2023

Really good card for building good credit

This card has helped me get my credit score back on track. I would highly recommend Reviewed on: 1st March 2023

Great Credit Card

I took this card out to help with credit score, I’ve had no problems with them at all it’s a good card, if the credit was a bit higher then I could get rid of other cards I have but it proves they are a responsible lenders and they do have a good reputation I’m glad that I was able to come across them. I would recommend using Zopa to all. Reviewed on: 1st March 2023

Easy peasey

Excellent app also easy to set up Reviewed on: 1st March 2023

Easy to use & great customer service!

The app is super-user friendly and the customer service team is always great whenever I need to get in touch. Reviewed on: 1st March 2023

A good service

its been great hopefully more balance transfers will be offered Reviewed on: 1st March 2023

Good rate and easy application

Easy and quick to apply, good rate Reviewed on: 1st March 2023

Fantastic,friendly service!

Great service,no hastle and no problem keeping track of your finances with a clear and easy to use app. Reviewed on: 1st March 2023

Perfection

Highly recommended to everyone I no Reviewed on: 28th February 2023

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