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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great Service

I find Zopa to have great customer service and are always helpful and happy to help Reviewed on: 28th February 2023

Great New Credit Card

Great new credit card, with a good app. Haven’t had a problem. Reviewed on: 28th February 2023

Stress free and reliable

Zopa are so easy yet professional to deal with. The Zopa app is so easy to use and makes managing my credit card a breeze! Reviewed on: 28th February 2023

Outstanding service

Best credit provider , highly recommended! Reviewed on: 28th February 2023

Excellent product and app

You can use your credit and have excellent support Reviewed on: 28th February 2023

Great app and easy to manage account

The app is easy to use and can make unlimited payments. Reviewed on: 28th February 2023

Zopa Balance transfer

Very was to set up the Zopa app and very easy to balance transfer off my other ca re would highly recommend Reviewed on: 28th February 2023

Easy to deal with

Simple to sign up and very professional customer service Reviewed on: 28th February 2023

Best credit card

Reviewed on: 28th February 2023

I would recommend zopa to Freund's and family if they needed a credit card

The credit card statement and app is clear and professional and easy for the customer to make extra payments and easy to use overall. Reviewed on: 28th February 2023

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