Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent product and app

You can use your credit and have excellent support Reviewed on: 28th February 2023

Great app and easy to manage account

The app is easy to use and can make unlimited payments. Reviewed on: 28th February 2023

Zopa Balance transfer

Very was to set up the Zopa app and very easy to balance transfer off my other ca re would highly recommend Reviewed on: 28th February 2023

Easy to deal with

Simple to sign up and very professional customer service Reviewed on: 28th February 2023

Best credit card

Reviewed on: 28th February 2023

I would recommend zopa to Freund's and family if they needed a credit card

The credit card statement and app is clear and professional and easy for the customer to make extra payments and easy to use overall. Reviewed on: 28th February 2023

Hassle free apps

I have used the card right away when I received it and it is really free hassle apps, easy to use and I could say reliable on its finest. Reviewed on: 28th February 2023

Super

Great company, easy to use app and help and support at the click of a button. Reviewed on: 28th February 2023

Best credit card I have had.!

I was sent the zopa card when it was a bad month financially and it helped to get what we needed Reviewed on: 28th February 2023

Easy to use credit

Very easy application process to apply. the app works well nice and simple not overly complicated to use. good product! Reviewed on: 28th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.38 from 75 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub