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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Hassle free apps

I have used the card right away when I received it and it is really free hassle apps, easy to use and I could say reliable on its finest. Reviewed on: 28th February 2023

Super

Great company, easy to use app and help and support at the click of a button. Reviewed on: 28th February 2023

Best credit card I have had.!

I was sent the zopa card when it was a bad month financially and it helped to get what we needed Reviewed on: 28th February 2023

Easy to use credit

Very easy application process to apply. the app works well nice and simple not overly complicated to use. good product! Reviewed on: 28th February 2023

Top rated

One of the best credit cards that I’ve used! Reviewed on: 28th February 2023

Credit Card

I find the card and associated inline facilitie to be first class. I've online banking app is intuitive and na easy to use. Thank you. Reviewed on: 28th February 2023

Very simple and easy to use

Great service and very secure perfect for online shopping and when in need of extra cash Reviewed on: 27th February 2023

Great

Easy application easy to use app what more do you need to build credit score or to simply buy the bit you need but haven't got cash for Reviewed on: 27th February 2023

Responsible lender

I’m using zopa credit card over an year and I do repayment on time every month thus zopa kind enough to increase my credit limit Reviewed on: 27th February 2023

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