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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing

Really quick process and simple to use app Reviewed on: 28th February 2023

Excellent service

Easy to apply for and even easier to use. Reviewed on: 28th February 2023

Brilliant

Accepted me for a credit card. Decent credit limit for first limit Very helpful app Full of tips and money advice You can even set up savings accounts. I am very impressed. The whole set up makes you want to improve.your credit score. You feel supported. Reviewed on: 28th February 2023

Great Service

I find Zopa to have great customer service and are always helpful and happy to help Reviewed on: 28th February 2023

Great New Credit Card

Great new credit card, with a good app. Haven’t had a problem. Reviewed on: 28th February 2023

Stress free and reliable

Zopa are so easy yet professional to deal with. The Zopa app is so easy to use and makes managing my credit card a breeze! Reviewed on: 28th February 2023

Outstanding service

Best credit provider , highly recommended! Reviewed on: 28th February 2023

Excellent product and app

You can use your credit and have excellent support Reviewed on: 28th February 2023

Great app and easy to manage account

The app is easy to use and can make unlimited payments. Reviewed on: 28th February 2023

Zopa Balance transfer

Very was to set up the Zopa app and very easy to balance transfer off my other ca re would highly recommend Reviewed on: 28th February 2023

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