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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to deal with

Simple to sign up and very professional customer service Reviewed on: 28th February 2023

Best credit card

Reviewed on: 28th February 2023

I would recommend zopa to Freund's and family if they needed a credit card

The credit card statement and app is clear and professional and easy for the customer to make extra payments and easy to use overall. Reviewed on: 28th February 2023

Hassle free apps

I have used the card right away when I received it and it is really free hassle apps, easy to use and I could say reliable on its finest. Reviewed on: 28th February 2023

Super

Great company, easy to use app and help and support at the click of a button. Reviewed on: 28th February 2023

Best credit card I have had.!

I was sent the zopa card when it was a bad month financially and it helped to get what we needed Reviewed on: 28th February 2023

Easy to use credit

Very easy application process to apply. the app works well nice and simple not overly complicated to use. good product! Reviewed on: 28th February 2023

Top rated

One of the best credit cards that I’ve used! Reviewed on: 28th February 2023

Credit Card

I find the card and associated inline facilitie to be first class. I've online banking app is intuitive and na easy to use. Thank you. Reviewed on: 28th February 2023

Very simple and easy to use

Great service and very secure perfect for online shopping and when in need of extra cash Reviewed on: 27th February 2023

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