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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent customer service and easy to manage

Customer service is excellent and they are fully aware of the product. Gives all the necessary information when asked. Reviewed on: 27th February 2023

Best

Never had any problems with the company Reviewed on: 27th February 2023

Brilliant

Zopa credit card has been for me a brilliant, simple straightforward, card I highly recommend this one Reviewed on: 27th February 2023

So easy to use

So easy to use. Clear and friendly information. Brilliant! Reviewed on: 27th February 2023

Credit card review

Does what it says. All processes were easy to complete Reviewed on: 27th February 2023

Credit Card

Zopa have one of the best credit card on the market. I would like to recommend this credit card for 100%. Satisfaction guaranty. Reviewed on: 27th February 2023

Great experience

I found this card easy to apply for, use and monitor my spending Reviewed on: 27th February 2023

Credit card management

I was approved for a Zopa card with a low limit as my credit was poor. I have been using it regularly for over a year now and I have had my limit increased presumably as a direct result of my usage of my zopa card. I can make payments easily through the app. It is a good experience. Reviewed on: 27th February 2023

Great App

I found the app to be simple and easy as I can check and change details and keep an eye on my spending and repayments Reviewed on: 27th February 2023

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