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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Interest

The customer service always willing to help with prompt response and the interest rate is fair Reviewed on: 27th February 2023

Excellent

Easy to apply, straightforward. Got card within days of applying xx Reviewed on: 27th February 2023

Saved my sanity!

I’m so grateful for Zopa! It’s helped me with the emergencies of 3 teenagers and a poorly olive pickle!! I’d be grey and stressed without it! Thank you x Reviewed on: 27th February 2023

Out standing card

Love the app and very reasonable interest rates. Reviewed on: 27th February 2023

Good

Love it good and easy to use helps out alot when needed Reviewed on: 27th February 2023

Easy to use app and good customer service

Good card! Easy to use app good customer service Reviewed on: 26th February 2023

Great Credit Card

I really enjoy how reliable this credit card is. The customer support is excellent. I love how the repayments are instant and don’t have to wait 2-5 working days for it to show on your balance Reviewed on: 26th February 2023

Second to none

Excellent service provider. Clear and precise information on their services. No hidden extras, very user friendly online. Reviewed on: 26th February 2023

Easy to apply, great app to manage

Really like the Zopa app to manage my credit card. Easy and no jargon. Reviewed on: 26th February 2023

Straightforward Process

Simple and straightforward application and usage app Reviewed on: 26th February 2023

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