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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Credit card review

4
Does what it says. All processes were easy to complete Reviewed on: 27th February 2023
Yve's avatar
Yve

Credit Card

5
Zopa have one of the best credit card on the market. I would like to recommend this credit card for 100%. Satisfaction guaranty. Reviewed on: 27th February 2023
Anonymous's avatar
Anonymous

Great experience

5
I found this card easy to apply for, use and monitor my spending Reviewed on: 27th February 2023
Su Morris's avatar
Su Morris

Credit card management

5
I was approved for a Zopa card with a low limit as my credit was poor. I have been using it regularly for over a year now and I have had my limit increased presumably as a direct result of my usage of my zopa card. I can make payments easily through the app. It is a good experience. Reviewed on: 27th February 2023
Phil Buchanan's avatar
Phil Buchanan

Recommended

5
Been great, shows you how to improve your balance and send you tips Reviewed on: 27th February 2023
katelyn148@me.com's avatar
[email protected]

Great App

5
I found the app to be simple and easy as I can check and change details and keep an eye on my spending and repayments Reviewed on: 27th February 2023
Theresa Barry's avatar
Theresa Barry

Interest

5
The customer service always willing to help with prompt response and the interest rate is fair Reviewed on: 27th February 2023
Marvellous Erhonmosele 's avatar
Marvellous Erhonmosele

Excellent

5
Easy to apply, straightforward. Got card within days of applying xx Reviewed on: 27th February 2023
Bev's avatar
Bev

Saved my sanity!

5
I’m so grateful for Zopa! It’s helped me with the emergencies of 3 teenagers and a poorly olive pickle!! I’d be grey and stressed without it! Thank you x Reviewed on: 27th February 2023
charlien wright's avatar
charlien wright

Out standing card

5
Love the app and very reasonable interest rates. Reviewed on: 27th February 2023
Colin Lester 's avatar
Colin Lester

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