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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great and easy to use

Great and easy to use on the app..... Reviewed on: 26th February 2023

Very easy and quick to use app

Very easy and quick to use app. Payments accepted everywhere Reviewed on: 26th February 2023

Very professional and friendly

Was able to help provide a credit card when no one else would to start my credit rebuild Reviewed on: 26th February 2023

Zopa card

One of the best credit card I have had easy access and easy to use Reviewed on: 26th February 2023

Best Bank

Easy fast and simple and friendly staff. Reviewed on: 26th February 2023

Excellent customer service and app is easy to use

I would recommend Zopa to anyone I have a credit card and the app is so easy to use and they provide excellent customer service Reviewed on: 26th February 2023

Zopa Card review

Amazing experience. Good customer service and payment methods are flawless Reviewed on: 26th February 2023

Easy management

Easy to follow your spending and payments using the app getting alerts when reaching your limit and set a spending buffer so you never spend more than your credit limit. Top product highly recommended Reviewed on: 26th February 2023

Excellent easy service

Quick response time. Easy payments Professional, friendly, knowledgeable customer service. Reviewed on: 26th February 2023

Would definitely recommend

Had credit card for a while now and are very pleased in the way you can spend without any problems.. Reviewed on: 26th February 2023

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