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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good

Love it good and easy to use helps out alot when needed Reviewed on: 27th February 2023

Easy to use app and good customer service

Good card! Easy to use app good customer service Reviewed on: 26th February 2023

Great Credit Card

I really enjoy how reliable this credit card is. The customer support is excellent. I love how the repayments are instant and don’t have to wait 2-5 working days for it to show on your balance Reviewed on: 26th February 2023

Second to none

Excellent service provider. Clear and precise information on their services. No hidden extras, very user friendly online. Reviewed on: 26th February 2023

Easy to apply, great app to manage

Really like the Zopa app to manage my credit card. Easy and no jargon. Reviewed on: 26th February 2023

Straightforward Process

Simple and straightforward application and usage app Reviewed on: 26th February 2023

Great and easy to use

Great and easy to use on the app..... Reviewed on: 26th February 2023

Very easy and quick to use app

Very easy and quick to use app. Payments accepted everywhere Reviewed on: 26th February 2023

Very professional and friendly

Was able to help provide a credit card when no one else would to start my credit rebuild Reviewed on: 26th February 2023

Zopa card

One of the best credit card I have had easy access and easy to use Reviewed on: 26th February 2023

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