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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Second to none

Excellent service provider. Clear and precise information on their services. No hidden extras, very user friendly online. Reviewed on: 26th February 2023

Easy to apply, great app to manage

Really like the Zopa app to manage my credit card. Easy and no jargon. Reviewed on: 26th February 2023

Straightforward Process

Simple and straightforward application and usage app Reviewed on: 26th February 2023

Great and easy to use

Great and easy to use on the app..... Reviewed on: 26th February 2023

Very easy and quick to use app

Very easy and quick to use app. Payments accepted everywhere Reviewed on: 26th February 2023

Very professional and friendly

Was able to help provide a credit card when no one else would to start my credit rebuild Reviewed on: 26th February 2023

Zopa card

One of the best credit card I have had easy access and easy to use Reviewed on: 26th February 2023

Best Bank

Easy fast and simple and friendly staff. Reviewed on: 26th February 2023

Excellent customer service and app is easy to use

I would recommend Zopa to anyone I have a credit card and the app is so easy to use and they provide excellent customer service Reviewed on: 26th February 2023

Zopa Card review

Amazing experience. Good customer service and payment methods are flawless Reviewed on: 26th February 2023

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