Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very happy

Easy to apply and app is easy to use. Having two credit limits really helped me when I was struggling Reviewed on: 26th February 2023

Easy to manage

A good quality app and card, easy to use and a cautious lender that lets you abate your finances Reviewed on: 26th February 2023

Credit card

Was very easy to apply and quick to get the card and pin Reviewed on: 26th February 2023

Easy to use

From application through to closing the account the process has been really easy, very responsive on chat and able to manage everything through the app Reviewed on: 26th February 2023

Well it is great

Easy to use, app is everyone friendly, always my go to Reviewed on: 26th February 2023

Good all

All good for me and I all was have it when I go out Reviewed on: 25th February 2023

Fee free travel credit card

Great card for using abroad where you pay zero fees on purchases. Totally worth having Reviewed on: 25th February 2023

Happy to be a zopa customer

Zopa accepted me with poor credit and has allowed me to start building my credit back up again.. Reviewed on: 25th February 2023

Review

Great service easy to use very user friendly app, quick payment options to pay from your debit card, instant results. Reviewed on: 25th February 2023

Best Company I have used

Zopa has been amazing from the start. I have had no issues at all and if I have ever had any questions they are answered in a timely manner and professionally. I look forward to using zopa for many years to come. Thankyou Reviewed on: 25th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 4.27 from 26 reviews
Bip Credit Card
from NewDay 4.78 from 2286 reviews
Platinum Cashback Credit Card
from American Express 4.34 from 71 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub