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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fee free travel credit card

Great card for using abroad where you pay zero fees on purchases. Totally worth having Reviewed on: 25th February 2023

Happy to be a zopa customer

Zopa accepted me with poor credit and has allowed me to start building my credit back up again.. Reviewed on: 25th February 2023

Review

Great service easy to use very user friendly app, quick payment options to pay from your debit card, instant results. Reviewed on: 25th February 2023

Best Company I have used

Zopa has been amazing from the start. I have had no issues at all and if I have ever had any questions they are answered in a timely manner and professionally. I look forward to using zopa for many years to come. Thankyou Reviewed on: 25th February 2023

Great starter for credit card

I started this as I wanted to improve my credit score and this was really helpful as it showed me exactly what I needed to do to improve and how my score was looking. I would highly recommend! Reviewed on: 25th February 2023

Fantastic

Really like the credit card the app is really easy to use and very clear Reviewed on: 25th February 2023

Quick and Convenient.

The Zopa card is always available to cover those payments that pop up when you least expect them. Reviewed on: 25th February 2023

Great service

Easy to use and apply, great overall experience Reviewed on: 25th February 2023

Fantastic service

Best supported CC I’ve ever had! Reviewed on: 25th February 2023

zopa credit card

Simple easy application backed up with a good phone app, absolutely no problems using so far. Reviewed on: 25th February 2023

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