Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44347)

Great starter for credit card

5
I started this as I wanted to improve my credit score and this was really helpful as it showed me exactly what I needed to do to improve and how my score was looking. I would highly recommend! Reviewed on: 25th February 2023
Katie's avatar
Katie

Fantastic

5
Really like the credit card the app is really easy to use and very clear Reviewed on: 25th February 2023
helen's avatar
helen

Quick and Convenient.

5
The Zopa card is always available to cover those payments that pop up when you least expect them. Reviewed on: 25th February 2023
Robin Fowler's avatar
Robin Fowler

Great service

5
Easy to use and apply, great overall experience Reviewed on: 25th February 2023
victoria_lewis@hotmail.co.uk's avatar
[email protected]

Fantastic service

5
Best supported CC I’ve ever had! Reviewed on: 25th February 2023
Simon Ferrer's avatar
Simon Ferrer

zopa credit card

5
Simple easy application backed up with a good phone app, absolutely no problems using so far. Reviewed on: 25th February 2023
shaun pickerill's avatar
shaun pickerill

Great service

5
Great service, easy to use app I would highly recommend Zopa Reviewed on: 25th February 2023
Paul Budd's avatar
Paul Budd

Best credit card

5
Best credit card easy to use and Reviewed on: 25th February 2023
Jenny Corrales Sandagorda's avatar
Jenny Corrales Sandagorda

Great card excellent service

5
Great card excellent service and the app is really good easy to use and set up seamlessly Reviewed on: 25th February 2023
Mark Cumming's avatar
Mark Cumming

The best card to give it credit.

5
Zopa makes using a credit card so much easier, I can pay off my balance in full anytime its so helpful. I'd recommend to anyone. Reviewed on: 25th February 2023
Carl Mitchell's avatar
Carl Mitchell

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill