Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44343)

Great service

5
Great service, easy to use app I would highly recommend Zopa Reviewed on: 25th February 2023

Best credit card

5
Best credit card easy to use and Reviewed on: 25th February 2023

Great card excellent service

5
Great card excellent service and the app is really good easy to use and set up seamlessly Reviewed on: 25th February 2023

The best card to give it credit.

5
Zopa makes using a credit card so much easier, I can pay off my balance in full anytime its so helpful. I'd recommend to anyone. Reviewed on: 25th February 2023

Great credit provider

5
Fabulously easy app great customer service all information regularly updated been a customer for a couple years cannot fault them Reviewed on: 25th February 2023

Straightforward and Friendly

5
Really like the user friendly straightforward App for at a glance details. Useful tips on spending and saving Reviewed on: 25th February 2023

Great Product

4
Very easy to use, the app is great and I would definitely stay with Zopa Reviewed on: 25th February 2023

Help in need

5
Very helpful love it. Features are good Reviewed on: 25th February 2023

Simple & easy

5
So easy & transparent, recommend Reviewed on: 25th February 2023

Amazing service

5
Excellent customer service always putting the customer first Reviewed on: 25th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products