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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use

From application through to closing the account the process has been really easy, very responsive on chat and able to manage everything through the app Reviewed on: 26th February 2023

Well it is great

Easy to use, app is everyone friendly, always my go to Reviewed on: 26th February 2023

Good all

All good for me and I all was have it when I go out Reviewed on: 25th February 2023

Fee free travel credit card

Great card for using abroad where you pay zero fees on purchases. Totally worth having Reviewed on: 25th February 2023

Happy to be a zopa customer

Zopa accepted me with poor credit and has allowed me to start building my credit back up again.. Reviewed on: 25th February 2023

Review

Great service easy to use very user friendly app, quick payment options to pay from your debit card, instant results. Reviewed on: 25th February 2023

Best Company I have used

Zopa has been amazing from the start. I have had no issues at all and if I have ever had any questions they are answered in a timely manner and professionally. I look forward to using zopa for many years to come. Thankyou Reviewed on: 25th February 2023

Great starter for credit card

I started this as I wanted to improve my credit score and this was really helpful as it showed me exactly what I needed to do to improve and how my score was looking. I would highly recommend! Reviewed on: 25th February 2023

Fantastic

Really like the credit card the app is really easy to use and very clear Reviewed on: 25th February 2023

Quick and Convenient.

The Zopa card is always available to cover those payments that pop up when you least expect them. Reviewed on: 25th February 2023

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