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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Service

I was always weary about credit cards until my wife convince me to try Zopa and the experience has been exceptional. I will recommend Zopa to anyone great service. Reviewed on: 25th February 2023

Helpful

Very helpful and always keeping me up to date with everything Reviewed on: 25th February 2023

It helps with building credit

Very good credit card to help build up a higher score Reviewed on: 25th February 2023

Great experience

Great experience so far. Keep up the good work. Easy to use app too Reviewed on: 24th February 2023

Great

Good experience easily and accessible . The app is always available. Reviewed on: 24th February 2023

fast and easy apply

fast and easy apply, convenience Reviewed on: 24th February 2023

Brilliant

Not outrageous rates, always helpful customer service app is so helpful Reviewed on: 24th February 2023

Fantastic product!

Fantastic product, great app, highly recommended Reviewed on: 24th February 2023

Nice easy and useful

Lots of useful tools and advice on the app. Easy to use. Very happy Reviewed on: 24th February 2023

Brilliant card

Can't fault the card brilliant terms great website and very helpful whenever I've needed questions answered Reviewed on: 24th February 2023

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