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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Brilliant

Very helpful when you speak to them on phone or via email Reviewed on: 24th February 2023

Card arrived quickly

Card arrived quickly easy to set up on the app and away I go that quick Reviewed on: 24th February 2023

App

The app is easy to pay your balance Reviewed on: 24th February 2023

Great provider

Never seen a credit card balance update so quickly after a transaction, truly feels like I'm using a debit card. App is smooth, UI is clean. Support is handled quickly, and with very little abrasion compared to other providers. Great stuff. Reviewed on: 24th February 2023

Mr

Excellent card good customer service Reviewed on: 24th February 2023

Great credit card

I absolutely love using Zopa as the app is very easy to navigate and when I’m travelling abroad there are no fees to pay. Reviewed on: 24th February 2023

Godd

Good sarvies provide this company Reviewed on: 24th February 2023

This customer's expectations are exceeded!

The whole Zopa customer experience is so easy, from application, to contacting Zopa, to managing the account. The Zopa App is a delight to use, simple and concise it doesn't baffle you with unnecessary info and makes management of your account straightforward and hassle free. It's a refreshing change to find a financial product so customer focused and customer friendly. Reviewed on: 24th February 2023

Easy to use app good cs

Easy to use app good cs always there to help thanks Zopa Reviewed on: 24th February 2023

Zopa Credit Card - Recommended

The Zopa card was offered to me from Clearscore as a good way to build my credit rating. Great service from them. One of the best apps I've seen for any financial product. Would recommend. Reviewed on: 24th February 2023

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