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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Help in need

Very helpful love it. Features are good Reviewed on: 25th February 2023

Simple & easy

So easy & transparent, recommend Reviewed on: 25th February 2023

Amazing service

Excellent customer service always putting the customer first Reviewed on: 25th February 2023

Service

I was always weary about credit cards until my wife convince me to try Zopa and the experience has been exceptional. I will recommend Zopa to anyone great service. Reviewed on: 25th February 2023

Helpful

Very helpful and always keeping me up to date with everything Reviewed on: 25th February 2023

It helps with building credit

Very good credit card to help build up a higher score Reviewed on: 25th February 2023

Great experience

Great experience so far. Keep up the good work. Easy to use app too Reviewed on: 24th February 2023

Great

Good experience easily and accessible . The app is always available. Reviewed on: 24th February 2023

fast and easy apply

fast and easy apply, convenience Reviewed on: 24th February 2023

Brilliant

Not outrageous rates, always helpful customer service app is so helpful Reviewed on: 24th February 2023

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