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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Great

5
Good experience easily and accessible . The app is always available. Reviewed on: 24th February 2023
Judith 's avatar
Judith

fast and easy apply

5
fast and easy apply, convenience Reviewed on: 24th February 2023
Ada Liu's avatar
Ada Liu

Brilliant

5
Not outrageous rates, always helpful customer service app is so helpful Reviewed on: 24th February 2023
Lauren Bastin's avatar
Lauren Bastin

Fantastic product!

5
Fantastic product, great app, highly recommended Reviewed on: 24th February 2023
jacob.loynes@gmail.com's avatar
[email protected]

Nice easy and useful

5
Lots of useful tools and advice on the app. Easy to use. Very happy Reviewed on: 24th February 2023
Steven's avatar
Steven

Brilliant card

5
Can't fault the card brilliant terms great website and very helpful whenever I've needed questions answered Reviewed on: 24th February 2023
Simon Holdcroft's avatar
Simon Holdcroft

Brilliant

5
Very helpful when you speak to them on phone or via email Reviewed on: 24th February 2023
Jordan lodge's avatar
Jordan lodge

Card arrived quickly

5
Card arrived quickly easy to set up on the app and away I go that quick Reviewed on: 24th February 2023
rwilliamlindsay@gmail.com's avatar
[email protected]

App

5
The app is easy to pay your balance Reviewed on: 24th February 2023
Daniel howarth's avatar
Daniel howarth

Great provider

4
Never seen a credit card balance update so quickly after a transaction, truly feels like I'm using a debit card. App is smooth, UI is clean. Support is handled quickly, and with very little abrasion compared to other providers. Great stuff. Reviewed on: 24th February 2023
RFelton's avatar
RFelton

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