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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44354)

Fantastic product!

5
Fantastic product, great app, highly recommended Reviewed on: 24th February 2023

Nice easy and useful

5
Lots of useful tools and advice on the app. Easy to use. Very happy Reviewed on: 24th February 2023

Brilliant card

5
Can't fault the card brilliant terms great website and very helpful whenever I've needed questions answered Reviewed on: 24th February 2023

Brilliant

5
Very helpful when you speak to them on phone or via email Reviewed on: 24th February 2023

Card arrived quickly

5
Card arrived quickly easy to set up on the app and away I go that quick Reviewed on: 24th February 2023

App

5
The app is easy to pay your balance Reviewed on: 24th February 2023

Great provider

4
Never seen a credit card balance update so quickly after a transaction, truly feels like I'm using a debit card. App is smooth, UI is clean. Support is handled quickly, and with very little abrasion compared to other providers. Great stuff. Reviewed on: 24th February 2023

Mr

5
Excellent card good customer service Reviewed on: 24th February 2023

Great credit card

5
I absolutely love using Zopa as the app is very easy to navigate and when I’m travelling abroad there are no fees to pay. Reviewed on: 24th February 2023

Godd

5
Good sarvies provide this company Reviewed on: 24th February 2023

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