Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent Super Service 10/10

Best credit card company I have had. Easy to navigate, great customer service & very understanding! Reviewed on: 24th February 2023

Very good lender

Zopa is a good lender and I have been happen with their service so far. So much so, I have recommended them to friends and family who now also use Zopa products. Thank you Zopa!’ Reviewed on: 24th February 2023

Excellent all round

Good interest rate offered. App is great for budgeting and monitoring spending. Reviewed on: 24th February 2023

Amazing all round

I have been using this credit card since 2021 and no problems have ever encountered. I'm so thrilled by this credit card Reviewed on: 24th February 2023

Friend and family

Very easy aplicaton for credit card Reviewed on: 24th February 2023

Zopa bank has everything

I joined zopa over 12 months ago ,they have a wide array of products available at competitive prices ,there customer service agents are both knowledge able and very polite ,there mobile banking app is quick and easy to use to pay into or to your credit card bill .I would recommend them 100% Reviewed on: 24th February 2023

Very good card and easy for paying back and always here if we need help regarding our debt

I love this card and it is very qsy to use and pay back there always here for help.if you are struggling to pay back Reviewed on: 24th February 2023

Great service

I'm very happy with my credit card , I'm sure that I will use it more Reviewed on: 24th February 2023

Competitive with good customer service.

I have never any problem using Zopa card. Their services are beyond satisfaction. Reviewed on: 24th February 2023

No hassle credit

Payments go out of my account automatically, and they don't increase your limit unless they know that you can afford it Reviewed on: 24th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Luma 4.00 from 2 reviews
Zero Credit Card
from Santander 4.21 from 21 reviews
Credit builder credit card
from Vanquis 4.79 from 19912 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub