Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Mr

Excellent card good customer service Reviewed on: 24th February 2023

Great credit card

I absolutely love using Zopa as the app is very easy to navigate and when I’m travelling abroad there are no fees to pay. Reviewed on: 24th February 2023

Godd

Good sarvies provide this company Reviewed on: 24th February 2023

This customer's expectations are exceeded!

The whole Zopa customer experience is so easy, from application, to contacting Zopa, to managing the account. The Zopa App is a delight to use, simple and concise it doesn't baffle you with unnecessary info and makes management of your account straightforward and hassle free. It's a refreshing change to find a financial product so customer focused and customer friendly. Reviewed on: 24th February 2023

Easy to use app good cs

Easy to use app good cs always there to help thanks Zopa Reviewed on: 24th February 2023

Zopa Credit Card - Recommended

The Zopa card was offered to me from Clearscore as a good way to build my credit rating. Great service from them. One of the best apps I've seen for any financial product. Would recommend. Reviewed on: 24th February 2023

Excellent Super Service 10/10

Best credit card company I have had. Easy to navigate, great customer service & very understanding! Reviewed on: 24th February 2023

Very good lender

Zopa is a good lender and I have been happen with their service so far. So much so, I have recommended them to friends and family who now also use Zopa products. Thank you Zopa!’ Reviewed on: 24th February 2023

Excellent all round

Good interest rate offered. App is great for budgeting and monitoring spending. Reviewed on: 24th February 2023

Amazing all round

I have been using this credit card since 2021 and no problems have ever encountered. I'm so thrilled by this credit card Reviewed on: 24th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 3.60 from 271 reviews
Credit card
from HSBC 3.72 from 128 reviews
Bip Credit Card
from NewDay 4.78 from 2286 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub