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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Friend and family

Very easy aplicaton for credit card Reviewed on: 24th February 2023

Zopa bank has everything

I joined zopa over 12 months ago ,they have a wide array of products available at competitive prices ,there customer service agents are both knowledge able and very polite ,there mobile banking app is quick and easy to use to pay into or to your credit card bill .I would recommend them 100% Reviewed on: 24th February 2023

Very good card and easy for paying back and always here if we need help regarding our debt

I love this card and it is very qsy to use and pay back there always here for help.if you are struggling to pay back Reviewed on: 24th February 2023

Great service

I'm very happy with my credit card , I'm sure that I will use it more Reviewed on: 24th February 2023

Competitive with good customer service.

I have never any problem using Zopa card. Their services are beyond satisfaction. Reviewed on: 24th February 2023

No hassle credit

Payments go out of my account automatically, and they don't increase your limit unless they know that you can afford it Reviewed on: 24th February 2023

Perfect card

I love the new card. The app is very easy to use. The one thing that makes this card different is when you make the payment. It shows straight away an like normal credit cards that take a few working days to show up. Reviewed on: 24th February 2023

Excellent

Good easy and helpful and an excellent service Reviewed on: 24th February 2023

The App is easy to install and use

The App is easy to install and use. Good customer service, Reviewed on: 24th February 2023

Great help

You get real advise to improve your financial situation Reviewed on: 24th February 2023

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