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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Perfect card

I love the new card. The app is very easy to use. The one thing that makes this card different is when you make the payment. It shows straight away an like normal credit cards that take a few working days to show up. Reviewed on: 24th February 2023

Excellent

Good easy and helpful and an excellent service Reviewed on: 24th February 2023

The App is easy to install and use

The App is easy to install and use. Good customer service, Reviewed on: 24th February 2023

Great help

You get real advise to improve your financial situation Reviewed on: 24th February 2023

Easy credit card

Easy to get and use and helps with my credit score Reviewed on: 24th February 2023

No apple

Because Zopa doesn’t work with Apple Pay I’m much less likely to use it. This means I, & Zopa loose out. I’m sure & hope that Zopa will look to change this in the future. Reviewed on: 24th February 2023

Top notch service

no dramas from anyone, notifications to inform me of my statement and even offered me a raise of credit with no stress to accept! Reviewed on: 24th February 2023

Very good service

Easy to use app, Very useful information, helpful and friendly service Reviewed on: 24th February 2023

Very good

Very easy to apply, the app has great user interface. Reviewed on: 23rd February 2023

Clear and easy

Zopa has been an easy to use credit card that I’ve never had an issue with. Recently went abroad and used just this for all purchases for no additional charges so it was very handy! Reviewed on: 23rd February 2023

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