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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great service

I'm very happy with my credit card , I'm sure that I will use it more Reviewed on: 24th February 2023

Competitive with good customer service.

I have never any problem using Zopa card. Their services are beyond satisfaction. Reviewed on: 24th February 2023

No hassle credit

Payments go out of my account automatically, and they don't increase your limit unless they know that you can afford it Reviewed on: 24th February 2023

Perfect card

I love the new card. The app is very easy to use. The one thing that makes this card different is when you make the payment. It shows straight away an like normal credit cards that take a few working days to show up. Reviewed on: 24th February 2023

Excellent

Good easy and helpful and an excellent service Reviewed on: 24th February 2023

The App is easy to install and use

The App is easy to install and use. Good customer service, Reviewed on: 24th February 2023

Great help

You get real advise to improve your financial situation Reviewed on: 24th February 2023

Easy credit card

Easy to get and use and helps with my credit score Reviewed on: 24th February 2023

No apple

Because Zopa doesn’t work with Apple Pay I’m much less likely to use it. This means I, & Zopa loose out. I’m sure & hope that Zopa will look to change this in the future. Reviewed on: 24th February 2023

Top notch service

no dramas from anyone, notifications to inform me of my statement and even offered me a raise of credit with no stress to accept! Reviewed on: 24th February 2023

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