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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy credit card

Easy to get and use and helps with my credit score Reviewed on: 24th February 2023

No apple

Because Zopa doesn’t work with Apple Pay I’m much less likely to use it. This means I, & Zopa loose out. I’m sure & hope that Zopa will look to change this in the future. Reviewed on: 24th February 2023

Top notch service

no dramas from anyone, notifications to inform me of my statement and even offered me a raise of credit with no stress to accept! Reviewed on: 24th February 2023

Very good service

Easy to use app, Very useful information, helpful and friendly service Reviewed on: 24th February 2023

Very good

Very easy to apply, the app has great user interface. Reviewed on: 23rd February 2023

Clear and easy

Zopa has been an easy to use credit card that I’ve never had an issue with. Recently went abroad and used just this for all purchases for no additional charges so it was very handy! Reviewed on: 23rd February 2023

Zopa Best Credit card

I would highly recommend using Zopa excellent service and easily accessible by app or email Fantastic Company Reviewed on: 23rd February 2023

Credit card

Gives someone a chance to have a credit card and build their credit rating. Where other companies turned people down Reviewed on: 23rd February 2023

Not bad to build credit

Easy process great customer service Reviewed on: 23rd February 2023

Efficient Service

I would recommend Zopa as I find them to offer an efficient professional service Reviewed on: 23rd February 2023

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