Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa Best Credit card

I would highly recommend using Zopa excellent service and easily accessible by app or email Fantastic Company Reviewed on: 23rd February 2023

Credit card

Gives someone a chance to have a credit card and build their credit rating. Where other companies turned people down Reviewed on: 23rd February 2023

Not bad to build credit

Easy process great customer service Reviewed on: 23rd February 2023

Efficient Service

I would recommend Zopa as I find them to offer an efficient professional service Reviewed on: 23rd February 2023

great card

always there to help with good advice Reviewed on: 23rd February 2023

Excellent product

Extremely good credit card seevice Quire to respond to any query Very good app Reviewed on: 23rd February 2023

Super handy little card!

The Zopa app makes this card so easy to manage and is so user friendly. Definitely the best credit card I have ever used. Reviewed on: 23rd February 2023

Very good friendly and easy to use

The app is so clear and explains everything you need to know. Eg your pin. Can freeze card. I love the texts I get when I use my card Reviewed on: 23rd February 2023

cool

credit carts always help , when you need support Reviewed on: 23rd February 2023

Exceptional

Applied for this card to do a balance transfer to reduce interest,was so quick & simple with no effort at all,amazing to Zopa Reviewed on: 23rd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.07 from 75 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Flexicard
from Halifax 3.65 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub