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Zopa: Credit card reviews

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4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Credit Card

5
My experience has been nothing but great. No hassle no issues and the app is super easy to use Reviewed on: 23rd February 2023
Cheryl's avatar
Cheryl

Revolutionary and fresh

5
I hadn’t taken up credit in many years and when my cousin recommended Zopa to me last year after I tried borrowing some money from him I was a bit sceptical at first until I summoned the courage to have a look and give it a try. It’s clear concise and offers other friendly products which includes advice on saving money, monitoring and improving your credit rating and borrowing power. Reviewed on: 23rd February 2023
sokiblue@yahoo.com's avatar
[email protected]

Not a bad company

5
Very easy going, easy to use, very good Reviewed on: 23rd February 2023
Michael Prout's avatar
Michael Prout

Excellent service

5
Excellent service from card application to card delivery and the apps ease of use. Reviewed on: 23rd February 2023
Scott's avatar
Scott

Helped me get my credit score up

5
The App is really good and easy to use. I have been struggling to find a provider to accept me and help me get my credit score back up. Zopa has done both Reviewed on: 23rd February 2023
Jayne Richardson's avatar
Jayne Richardson

everything is ok

5
everything is ok God bless you for youre great support Reviewed on: 23rd February 2023
Stefan Stefanov's avatar
Stefan Stefanov

Excellent service

5
Easy and straightforward, excellent service and customer service, highly recommended Reviewed on: 23rd February 2023
Joanne law's avatar
Joanne law

So efficient

5
Absolutely great service Also the online app is foolproof In my opinion this company are totally here for the client Reviewed on: 23rd February 2023
Kevin Nolan's avatar
Kevin Nolan

Whoosh !

5
Really helpful and easy to deal with. Straightforward with a good clear to understand and use app. Really helpful when a bit of credit was needed with the bonus of improving credit score. Thanks guy’s Reviewed on: 23rd February 2023
TCB's avatar
TCB

Zopa, the best financial aid

5
Excellent! Great customer experience so far. Definitely recommend Reviewed on: 23rd February 2023
Adetayo Adetunji's avatar
Adetayo Adetunji

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