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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

great card

always there to help with good advice Reviewed on: 23rd February 2023

Excellent product

Extremely good credit card seevice Quire to respond to any query Very good app Reviewed on: 23rd February 2023

Super handy little card!

The Zopa app makes this card so easy to manage and is so user friendly. Definitely the best credit card I have ever used. Reviewed on: 23rd February 2023

Very good friendly and easy to use

The app is so clear and explains everything you need to know. Eg your pin. Can freeze card. I love the texts I get when I use my card Reviewed on: 23rd February 2023

cool

credit carts always help , when you need support Reviewed on: 23rd February 2023

Exceptional

Applied for this card to do a balance transfer to reduce interest,was so quick & simple with no effort at all,amazing to Zopa Reviewed on: 23rd February 2023

Credit Card

My experience has been nothing but great. No hassle no issues and the app is super easy to use Reviewed on: 23rd February 2023

Revolutionary and fresh

I hadn’t taken up credit in many years and when my cousin recommended Zopa to me last year after I tried borrowing some money from him I was a bit sceptical at first until I summoned the courage to have a look and give it a try. It’s clear concise and offers other friendly products which includes advice on saving money, monitoring and improving your credit rating and borrowing power. Reviewed on: 23rd February 2023

Not a bad company

Very easy going, easy to use, very good Reviewed on: 23rd February 2023

Excellent service

Excellent service from card application to card delivery and the apps ease of use. Reviewed on: 23rd February 2023

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