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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Very good service

Easy to use app, Very useful information, helpful and friendly service Reviewed on: 24th February 2023

Very good

Very easy to apply, the app has great user interface. Reviewed on: 23rd February 2023

Clear and easy

Zopa has been an easy to use credit card that I’ve never had an issue with. Recently went abroad and used just this for all purchases for no additional charges so it was very handy! Reviewed on: 23rd February 2023

Zopa Best Credit card

I would highly recommend using Zopa excellent service and easily accessible by app or email Fantastic Company Reviewed on: 23rd February 2023

Credit card

Gives someone a chance to have a credit card and build their credit rating. Where other companies turned people down Reviewed on: 23rd February 2023

Not bad to build credit

Easy process great customer service Reviewed on: 23rd February 2023

Efficient Service

I would recommend Zopa as I find them to offer an efficient professional service Reviewed on: 23rd February 2023

great card

always there to help with good advice Reviewed on: 23rd February 2023

Excellent product

Extremely good credit card seevice Quire to respond to any query Very good app Reviewed on: 23rd February 2023

Super handy little card!

The Zopa app makes this card so easy to manage and is so user friendly. Definitely the best credit card I have ever used. Reviewed on: 23rd February 2023

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