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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Helped me get my credit score up

The App is really good and easy to use. I have been struggling to find a provider to accept me and help me get my credit score back up. Zopa has done both Reviewed on: 23rd February 2023

everything is ok

everything is ok God bless you for youre great support Reviewed on: 23rd February 2023

Excellent service

Easy and straightforward, excellent service and customer service, highly recommended Reviewed on: 23rd February 2023

So efficient

Absolutely great service Also the online app is foolproof In my opinion this company are totally here for the client Reviewed on: 23rd February 2023

Whoosh !

Really helpful and easy to deal with. Straightforward with a good clear to understand and use app. Really helpful when a bit of credit was needed with the bonus of improving credit score. Thanks guy’s Reviewed on: 23rd February 2023

Zopa, the best financial aid

Excellent! Great customer experience so far. Definitely recommend Reviewed on: 23rd February 2023

Great company

Very easy to use app which is so informative. Customer service excellent and always there to help Reviewed on: 23rd February 2023

Very Happy

Overall my experience has been great. I have had no issues and am happy with the service. Reviewed on: 23rd February 2023

Best in the business

I simply love zopa. Every time I log in I'm taking advice to improve my credit score. This helps me understand what steps I need to do. It's not pressured but the support in app is brilliant. Reviewed on: 23rd February 2023

Fast no fuss approach

Zopa are extremely easy to deal with. A fast no fuss approach which makes setting up a credit card hassle free. Reviewed on: 23rd February 2023

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