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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Very good friendly and easy to use

5
The app is so clear and explains everything you need to know. Eg your pin. Can freeze card. I love the texts I get when I use my card Reviewed on: 23rd February 2023
Emily Bowers's avatar
Emily Bowers

cool

5
credit carts always help , when you need support Reviewed on: 23rd February 2023
Saulius Pakstas's avatar
Saulius Pakstas

Exceptional

5
Applied for this card to do a balance transfer to reduce interest,was so quick & simple with no effort at all,amazing to Zopa Reviewed on: 23rd February 2023
Angus Downie's avatar
Angus Downie

Credit Card

5
My experience has been nothing but great. No hassle no issues and the app is super easy to use Reviewed on: 23rd February 2023
Cheryl's avatar
Cheryl

Revolutionary and fresh

5
I hadn’t taken up credit in many years and when my cousin recommended Zopa to me last year after I tried borrowing some money from him I was a bit sceptical at first until I summoned the courage to have a look and give it a try. It’s clear concise and offers other friendly products which includes advice on saving money, monitoring and improving your credit rating and borrowing power. Reviewed on: 23rd February 2023
sokiblue@yahoo.com's avatar
[email protected]

Not a bad company

5
Very easy going, easy to use, very good Reviewed on: 23rd February 2023
Michael Prout's avatar
Michael Prout

Excellent service

5
Excellent service from card application to card delivery and the apps ease of use. Reviewed on: 23rd February 2023
Scott's avatar
Scott

Helped me get my credit score up

5
The App is really good and easy to use. I have been struggling to find a provider to accept me and help me get my credit score back up. Zopa has done both Reviewed on: 23rd February 2023
Jayne Richardson's avatar
Jayne Richardson

everything is ok

5
everything is ok God bless you for youre great support Reviewed on: 23rd February 2023
Stefan Stefanov's avatar
Stefan Stefanov

Excellent service

5
Easy and straightforward, excellent service and customer service, highly recommended Reviewed on: 23rd February 2023
Joanne law's avatar
Joanne law

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