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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Great company

5
Very easy to use app which is so informative. Customer service excellent and always there to help Reviewed on: 23rd February 2023
Barry Hurren's avatar
Barry Hurren

Very Happy

5
Overall my experience has been great. I have had no issues and am happy with the service. Reviewed on: 23rd February 2023
Nicola Sheppard's avatar
Nicola Sheppard

Best in the business

5
I simply love zopa. Every time I log in I'm taking advice to improve my credit score. This helps me understand what steps I need to do. It's not pressured but the support in app is brilliant. Reviewed on: 23rd February 2023
Natalie Larby's avatar
Natalie Larby

Fast no fuss approach

5
Zopa are extremely easy to deal with. A fast no fuss approach which makes setting up a credit card hassle free. Reviewed on: 23rd February 2023
Chris Connolly 's avatar
Chris Connolly

The best credit card on the market

5
They are so helpful,caring, and understanding to clients that need help Reviewed on: 23rd February 2023
Stuart Addison's avatar
Stuart Addison

Zopa review from PP

5
Lovely service,great app ,easy to use/easy to spend lov it Reviewed on: 23rd February 2023
Pavlo Popov's avatar
Pavlo Popov

Quick and easy credit card offer

5
I applied for credit card. It was quick and easy. The app is really good, helpful and clear. Reviewed on: 23rd February 2023
Sharon Gosling's avatar
Sharon Gosling

Great

5
Very easy to get started and the app is amazing of keeping you up to date with your credit card and other services. Would defiantly recommend ZOPA Reviewed on: 23rd February 2023
Barry Hollinshead's avatar
Barry Hollinshead

Brilliant company

5
Excellent service... friendly service. Reviewed on: 23rd February 2023
MJW19844 's avatar
MJW19844

Great

5
Everything easy to use and kept well informed with all processes. Reviewed on: 23rd February 2023
Tara75's avatar
Tara75

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