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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

The best credit card on the market

5
They are so helpful,caring, and understanding to clients that need help Reviewed on: 23rd February 2023
Stuart Addison's avatar
Stuart Addison

Zopa review from PP

5
Lovely service,great app ,easy to use/easy to spend lov it Reviewed on: 23rd February 2023
Pavlo Popov's avatar
Pavlo Popov

Quick and easy credit card offer

5
I applied for credit card. It was quick and easy. The app is really good, helpful and clear. Reviewed on: 23rd February 2023
Sharon Gosling's avatar
Sharon Gosling

Great

5
Very easy to get started and the app is amazing of keeping you up to date with your credit card and other services. Would defiantly recommend ZOPA Reviewed on: 23rd February 2023
Barry Hollinshead's avatar
Barry Hollinshead

Brilliant company

5
Excellent service... friendly service. Reviewed on: 23rd February 2023
MJW19844 's avatar
MJW19844

Great

5
Everything easy to use and kept well informed with all processes. Reviewed on: 23rd February 2023
Tara75's avatar
Tara75

Helped build credit

5
I recently moved back to the UK after living abroad for over 30 years, hence my credit score was non existent and most companies refused to offer me a card until I have been in the UK for at least 3 years. Zopa offered me a card with a low credit amount at first but have gradually upgraded that and this has helped me build my credit score. There app is very easy to use. Reviewed on: 23rd February 2023
Rebecca Upton's avatar
Rebecca Upton

Good company

5
Good app on the phone. Easy to understand and deal with. Reviewed on: 23rd February 2023
Geoff Jones's avatar
Geoff Jones

Excellent customer service

5
Really good balance transfer option and great customer service Reviewed on: 23rd February 2023
Iruthayanathar's avatar
Iruthayanathar

fantastic!

5
really helpful team with very friendly and understanding staff, would 100% recommend this company Reviewed on: 23rd February 2023
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