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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

So efficient

Absolutely great service Also the online app is foolproof In my opinion this company are totally here for the client Reviewed on: 23rd February 2023

Whoosh !

Really helpful and easy to deal with. Straightforward with a good clear to understand and use app. Really helpful when a bit of credit was needed with the bonus of improving credit score. Thanks guy’s Reviewed on: 23rd February 2023

Zopa, the best financial aid

Excellent! Great customer experience so far. Definitely recommend Reviewed on: 23rd February 2023

Great company

Very easy to use app which is so informative. Customer service excellent and always there to help Reviewed on: 23rd February 2023

Very Happy

Overall my experience has been great. I have had no issues and am happy with the service. Reviewed on: 23rd February 2023

Best in the business

I simply love zopa. Every time I log in I'm taking advice to improve my credit score. This helps me understand what steps I need to do. It's not pressured but the support in app is brilliant. Reviewed on: 23rd February 2023

Fast no fuss approach

Zopa are extremely easy to deal with. A fast no fuss approach which makes setting up a credit card hassle free. Reviewed on: 23rd February 2023

The best credit card on the market

They are so helpful,caring, and understanding to clients that need help Reviewed on: 23rd February 2023

Zopa review from PP

Lovely service,great app ,easy to use/easy to spend lov it Reviewed on: 23rd February 2023

Quick and easy credit card offer

I applied for credit card. It was quick and easy. The app is really good, helpful and clear. Reviewed on: 23rd February 2023

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