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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit card

Great card, great rates, easy app to use and manage money Reviewed on: 23rd February 2023

Absolutely brilliant

Easy app to use everything on hand easy contactless card if you wanna pay more each month you can do it through the app so if your like me and don’t like talking to anyone on the phone you can do it all through the app Reviewed on: 23rd February 2023

There help keep you going

There help keep you going easy there always there when I need then and there how keep me with my credit limit Reviewed on: 23rd February 2023

Zopa credit card

Easy to apply for the card Quick decision Ideal card to improve your credit score Reviewed on: 23rd February 2023

Simple and Effective

Easy to apply, easy to manage. App is very well set up. Really good experience. Reviewed on: 23rd February 2023

Excellent service

Excellent service experience with zopa is a1 Reviewed on: 23rd February 2023

Easy to use and manage through app

Great card easy to use and manage via app Reviewed on: 23rd February 2023

Easy to use

Great app good security when used online My 1 stop credit card Reviewed on: 23rd February 2023

Helpful

Zopa are always so transparent so I know what's owed and what's happening. Reviewed on: 23rd February 2023

best credit card to help build your credit report.

i was looking for a card to help me increase my credit ratings and Zopa credit card did not disappoint me. my credit has increased, all thanks to Zopa credit card Reviewed on: 23rd February 2023

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