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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Great

5
Very easy to get started and the app is amazing of keeping you up to date with your credit card and other services. Would defiantly recommend ZOPA Reviewed on: 23rd February 2023
Barry Hollinshead's avatar
Barry Hollinshead

Brilliant company

5
Excellent service... friendly service. Reviewed on: 23rd February 2023
MJW19844 's avatar
MJW19844

Great

5
Everything easy to use and kept well informed with all processes. Reviewed on: 23rd February 2023
Tara75's avatar
Tara75

Helped build credit

5
I recently moved back to the UK after living abroad for over 30 years, hence my credit score was non existent and most companies refused to offer me a card until I have been in the UK for at least 3 years. Zopa offered me a card with a low credit amount at first but have gradually upgraded that and this has helped me build my credit score. There app is very easy to use. Reviewed on: 23rd February 2023
Rebecca Upton's avatar
Rebecca Upton

Good company

5
Good app on the phone. Easy to understand and deal with. Reviewed on: 23rd February 2023
Geoff Jones's avatar
Geoff Jones

Excellent customer service

5
Really good balance transfer option and great customer service Reviewed on: 23rd February 2023
Iruthayanathar's avatar
Iruthayanathar

fantastic!

5
really helpful team with very friendly and understanding staff, would 100% recommend this company Reviewed on: 23rd February 2023
taylorjaydevine@gmail.com's avatar
[email protected]

Great Service and straightforward credit

5
Zopa always gives me great service and the app along with there website is straightforward and easy to use. They make taking credit straight forward and easy going. Reviewed on: 23rd February 2023
nigel charlette's avatar
nigel charlette

Excellent service

5
Never had any trouble or problem with Zopa Reviewed on: 23rd February 2023
James Williams's avatar
James Williams

Amazing

5
Amazing service!!!!! Would recommend to everyone Reviewed on: 23rd February 2023
tawny.nelson@icloud.com's avatar
[email protected]

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