Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great Service and straightforward credit

Zopa always gives me great service and the app along with there website is straightforward and easy to use. They make taking credit straight forward and easy going. Reviewed on: 23rd February 2023

Excellent service

Never had any trouble or problem with Zopa Reviewed on: 23rd February 2023

Amazing

Amazing service!!!!! Would recommend to everyone Reviewed on: 23rd February 2023

Excellent

Very happy with Zopa, never disappointed Reviewed on: 23rd February 2023

First rate service

My experience with Zopa has been excellent from the start. The app is excellent, the communication is excellent, I just have no complaints. Reviewed on: 23rd February 2023

Best card I have had

Best card I have had ZOPA keep me informed of interest rates, increase in credit and warnings if I am approaching my credit limit The app is very thorough and shows everything I need and is easy to manoeuvre around Reviewed on: 23rd February 2023

Credit card

Great card, great rates, easy app to use and manage money Reviewed on: 23rd February 2023

Absolutely brilliant

Easy app to use everything on hand easy contactless card if you wanna pay more each month you can do it through the app so if your like me and don’t like talking to anyone on the phone you can do it all through the app Reviewed on: 23rd February 2023

There help keep you going

There help keep you going easy there always there when I need then and there how keep me with my credit limit Reviewed on: 23rd February 2023

Zopa credit card

Easy to apply for the card Quick decision Ideal card to improve your credit score Reviewed on: 23rd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aqua credit cards
from NewDay 4.71 from 3313 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews
Purchase Credit Card
from Halifax 3.48 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub