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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent

Very happy with Zopa, never disappointed Reviewed on: 23rd February 2023

First rate service

My experience with Zopa has been excellent from the start. The app is excellent, the communication is excellent, I just have no complaints. Reviewed on: 23rd February 2023

Best card I have had

Best card I have had ZOPA keep me informed of interest rates, increase in credit and warnings if I am approaching my credit limit The app is very thorough and shows everything I need and is easy to manoeuvre around Reviewed on: 23rd February 2023

Credit card

Great card, great rates, easy app to use and manage money Reviewed on: 23rd February 2023

Absolutely brilliant

Easy app to use everything on hand easy contactless card if you wanna pay more each month you can do it through the app so if your like me and don’t like talking to anyone on the phone you can do it all through the app Reviewed on: 23rd February 2023

There help keep you going

There help keep you going easy there always there when I need then and there how keep me with my credit limit Reviewed on: 23rd February 2023

Zopa credit card

Easy to apply for the card Quick decision Ideal card to improve your credit score Reviewed on: 23rd February 2023

Simple and Effective

Easy to apply, easy to manage. App is very well set up. Really good experience. Reviewed on: 23rd February 2023

Excellent service

Excellent service experience with zopa is a1 Reviewed on: 23rd February 2023

Easy to use and manage through app

Great card easy to use and manage via app Reviewed on: 23rd February 2023

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