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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simple and Effective

Easy to apply, easy to manage. App is very well set up. Really good experience. Reviewed on: 23rd February 2023

Excellent service

Excellent service experience with zopa is a1 Reviewed on: 23rd February 2023

Easy to use and manage through app

Great card easy to use and manage via app Reviewed on: 23rd February 2023

Easy to use

Great app good security when used online My 1 stop credit card Reviewed on: 23rd February 2023

Helpful

Zopa are always so transparent so I know what's owed and what's happening. Reviewed on: 23rd February 2023

best credit card to help build your credit report.

i was looking for a card to help me increase my credit ratings and Zopa credit card did not disappoint me. my credit has increased, all thanks to Zopa credit card Reviewed on: 23rd February 2023

Handy funds to hand

Zopa Credit Card funds comes to hand when there is a need but not as a daily expenditure resource. Reviewed on: 23rd February 2023

Great card

Easy to understand and payments are cleared very quickly so it's shows on the balance within 24hours Reviewed on: 23rd February 2023

Excellent

Great keep me updated when payments r due Reviewed on: 23rd February 2023

Very happy with the service that Zopa provides

Very happy with the service and how easy it is to use the app Reviewed on: 23rd February 2023

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