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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Handy funds to hand

Zopa Credit Card funds comes to hand when there is a need but not as a daily expenditure resource. Reviewed on: 23rd February 2023

Great card

Easy to understand and payments are cleared very quickly so it's shows on the balance within 24hours Reviewed on: 23rd February 2023

Excellent

Great keep me updated when payments r due Reviewed on: 23rd February 2023

Very happy with the service that Zopa provides

Very happy with the service and how easy it is to use the app Reviewed on: 23rd February 2023

Fantastic card with options

This is more than just a credit card, it's also an amazing tool to help build credit and check how well you can manage your money. Reviewed on: 23rd February 2023

Ok

Good alright excellent outstanding Reviewed on: 23rd February 2023

Easy, quick approval, good communications

Very happy customer - no issues. Reviewed on: 23rd February 2023

Simple and easy to use

Great app that is simple and intuitive. Probably my favourite credit card to deal with Reviewed on: 23rd February 2023

Great

Good 1st credit card free interest for 1st year Just watch the intrest Reviewed on: 23rd February 2023

Easy

The services and products I received was great easy to set up and get started Reviewed on: 23rd February 2023

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