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Zopa: Credit card reviews

4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Easy to use

5
Great app good security when used online My 1 stop credit card Reviewed on: 23rd February 2023

Helpful

5
Zopa are always so transparent so I know what's owed and what's happening. Reviewed on: 23rd February 2023

best credit card to help build your credit report.

5
i was looking for a card to help me increase my credit ratings and Zopa credit card did not disappoint me. my credit has increased, all thanks to Zopa credit card Reviewed on: 23rd February 2023

Handy funds to hand

5
Zopa Credit Card funds comes to hand when there is a need but not as a daily expenditure resource. Reviewed on: 23rd February 2023

Great card

5
Easy to understand and payments are cleared very quickly so it's shows on the balance within 24hours Reviewed on: 23rd February 2023

Excellent

5
Great keep me updated when payments r due Reviewed on: 23rd February 2023

Very happy with the service that Zopa provides

5
Very happy with the service and how easy it is to use the app Reviewed on: 23rd February 2023

Fantastic card with options

5
This is more than just a credit card, it's also an amazing tool to help build credit and check how well you can manage your money. Reviewed on: 23rd February 2023

Ok

5
Good alright excellent outstanding Reviewed on: 23rd February 2023

Easy, quick approval, good communications

5
Very happy customer - no issues. Reviewed on: 23rd February 2023

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review