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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Brilliant service

Excellent service. Fast and efficient and always keeps you up to date. And helps you with your finances Reviewed on: 23rd February 2023

Great card

Great card to use the card aboard as I like to travel Reviewed on: 23rd February 2023

ZOPA is the best

Zopa helped me in building my credit score Reviewed on: 23rd February 2023

Easy fast service

Easy fast trustworthy service and communication Reviewed on: 23rd February 2023

The best credit around

This credit card is awesome and the app is excellent and very easy to use it give you everything you possible need. Reviewed on: 23rd February 2023

Easy controllable convenient

Great honest finance company that I would recommend to everyone Reviewed on: 23rd February 2023

Easy to use

Great company, easy to use and great tips from them with regards to budgeting and credit building Reviewed on: 23rd February 2023

Affordable, easy to manage

Great experience with Zopa first with loan, now with credit card. I am doing everything to not be in debt but it’s a slow process and Zopa makes things easier and more manageable. Reviewed on: 23rd February 2023

So easy

It was easy to apply. It's easy to manage account, app, perfect communication. I will recommend this credit card to everyone. Reviewed on: 23rd February 2023

Very good service

It’s been a pleasure having a Zopa credit card Reviewed on: 23rd February 2023

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