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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing

Love the app. Easy to use no concerns with using the card or app. Reviewed on: 23rd February 2023

Excellent

Excellent good service of zoopa to provide money Reviewed on: 23rd February 2023

Easy to use

I just love Zopa products! They are always there when you need it the most! Reviewed on: 23rd February 2023

Simple and manageable

This is very simple to use and manage so everything is at your fingertips. Reviewed on: 23rd February 2023

Practices what it preaches

A supporting hand when most needed Reviewed on: 23rd February 2023

Simple to use, a real boost to credit rating

Zopa was a simple application. Pre approved. Sensible initial credit limit Reviewed on: 23rd February 2023

Brilliant service

Excellent service. Fast and efficient and always keeps you up to date. And helps you with your finances Reviewed on: 23rd February 2023

Great card

Great card to use the card aboard as I like to travel Reviewed on: 23rd February 2023

ZOPA is the best

Zopa helped me in building my credit score Reviewed on: 23rd February 2023

Easy fast service

Easy fast trustworthy service and communication Reviewed on: 23rd February 2023

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