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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great way to help with building credit and very useful for rainy days

Brilliant customer service. Great card for rainy days and have recommend to others for the same reason. Reviewed on: 23rd February 2023

excellence

Top lenders, would recommend to everyone, great to deal with. A*** Reviewed on: 23rd February 2023

Great company

Easy to use simple app easy to use and pay would recommend the card to anyone. Hope they win the award thanks again Reviewed on: 23rd February 2023

never had a problem with this company

been with the company for a few years now! never had a problem with them! there is always help if you need it! overall great company Reviewed on: 23rd February 2023

Easy and simple

Good company and account easy to use. Easy to keep track of your account. My only feedback is that you can’t add the card to Apple Pay Reviewed on: 23rd February 2023

Very easy to use

Loan was easy to get, money sent straight away and the app is easy to use. Reviewed on: 23rd February 2023

Fab

Good service and always helpful, very impressed Reviewed on: 23rd February 2023

happy with zopa

it was so easy and quick to get a loan from zopa when i desperately needed it Reviewed on: 23rd February 2023

Great credit card

Having this credit card is great ,I don't always need to use it every month but its there when I do and affordable. Reviewed on: 23rd February 2023

Credit card

Good all round.Helpfull reminders and easy to make payments. Reviewed on: 23rd February 2023

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