Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

The best credit around

This credit card is awesome and the app is excellent and very easy to use it give you everything you possible need. Reviewed on: 23rd February 2023

Easy controllable convenient

Great honest finance company that I would recommend to everyone Reviewed on: 23rd February 2023

Easy to use

Great company, easy to use and great tips from them with regards to budgeting and credit building Reviewed on: 23rd February 2023

Affordable, easy to manage

Great experience with Zopa first with loan, now with credit card. I am doing everything to not be in debt but it’s a slow process and Zopa makes things easier and more manageable. Reviewed on: 23rd February 2023

So easy

It was easy to apply. It's easy to manage account, app, perfect communication. I will recommend this credit card to everyone. Reviewed on: 23rd February 2023

Very good service

It’s been a pleasure having a Zopa credit card Reviewed on: 23rd February 2023

Great way to help with building credit and very useful for rainy days

Brilliant customer service. Great card for rainy days and have recommend to others for the same reason. Reviewed on: 23rd February 2023

excellence

Top lenders, would recommend to everyone, great to deal with. A*** Reviewed on: 23rd February 2023

Great company

Easy to use simple app easy to use and pay would recommend the card to anyone. Hope they win the award thanks again Reviewed on: 23rd February 2023

never had a problem with this company

been with the company for a few years now! never had a problem with them! there is always help if you need it! overall great company Reviewed on: 23rd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews
Black Diamond Visa
from Vanquis 4.21 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub