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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy to manage credit card

This card helps me keep track of my money without ever going over my limit and is very easy to use Reviewed on: 23rd February 2023

Excellent sorting problems

When iv had contact zopa with problem they have sorted it straight away!!! Reviewed on: 23rd February 2023

It's Great!!!

Zopa Bank Looks after me with a Great Credit Card Reviewed on: 23rd February 2023

Best Credit Card

I find Zopa one of the best credit cards. Reviewed on: 23rd February 2023

Love it

I’ve recommended zopa to six of my friends and they all love how quick and easy it is to set up and use! Will continue to recommend to others Reviewed on: 23rd February 2023

Outstanding customer care

The people at Zopa are really great at keeping me in touch with my card at all times, giving me confidence and having my best interest all the way . Reviewed on: 23rd February 2023

Great experience whilst using the app and services

Zopa has enabled me to use credit how I choose to. Not had any issues with them and the app is great to make everything easy to view and manageable Reviewed on: 22nd February 2023

Great credit card

Zopa is a great credit card. It has a superb app which is very efficient and user friendly. Reviewed on: 22nd February 2023

Bankrupt Zopa to the rescue

Just finished my bankrupt patter. No one would help me out except Zopa credit card. If it wasn’t for them a would’ve starved to death. Very helpful and professional any time a contacted them Reviewed on: 22nd February 2023

Easy process and great customer service

My credit score wasn't brilliant but I needed a credit card, the application process was easy and only took a few minutes. When I have needed to speak to customer service they have always been very polite and helpful. Reviewed on: 22nd February 2023

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