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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Affordable, easy to manage

Great experience with Zopa first with loan, now with credit card. I am doing everything to not be in debt but it’s a slow process and Zopa makes things easier and more manageable. Reviewed on: 23rd February 2023

So easy

It was easy to apply. It's easy to manage account, app, perfect communication. I will recommend this credit card to everyone. Reviewed on: 23rd February 2023

Very good service

It’s been a pleasure having a Zopa credit card Reviewed on: 23rd February 2023

Great way to help with building credit and very useful for rainy days

Brilliant customer service. Great card for rainy days and have recommend to others for the same reason. Reviewed on: 23rd February 2023

excellence

Top lenders, would recommend to everyone, great to deal with. A*** Reviewed on: 23rd February 2023

Great company

Easy to use simple app easy to use and pay would recommend the card to anyone. Hope they win the award thanks again Reviewed on: 23rd February 2023

never had a problem with this company

been with the company for a few years now! never had a problem with them! there is always help if you need it! overall great company Reviewed on: 23rd February 2023

Easy and simple

Good company and account easy to use. Easy to keep track of your account. My only feedback is that you can’t add the card to Apple Pay Reviewed on: 23rd February 2023

Very easy to use

Loan was easy to get, money sent straight away and the app is easy to use. Reviewed on: 23rd February 2023

Fab

Good service and always helpful, very impressed Reviewed on: 23rd February 2023

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