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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Love it

I’ve recommended zopa to six of my friends and they all love how quick and easy it is to set up and use! Will continue to recommend to others Reviewed on: 23rd February 2023

Outstanding customer care

The people at Zopa are really great at keeping me in touch with my card at all times, giving me confidence and having my best interest all the way . Reviewed on: 23rd February 2023

Great experience whilst using the app and services

Zopa has enabled me to use credit how I choose to. Not had any issues with them and the app is great to make everything easy to view and manageable Reviewed on: 22nd February 2023

Great credit card

Zopa is a great credit card. It has a superb app which is very efficient and user friendly. Reviewed on: 22nd February 2023

Bankrupt Zopa to the rescue

Just finished my bankrupt patter. No one would help me out except Zopa credit card. If it wasn’t for them a would’ve starved to death. Very helpful and professional any time a contacted them Reviewed on: 22nd February 2023

Easy process and great customer service

My credit score wasn't brilliant but I needed a credit card, the application process was easy and only took a few minutes. When I have needed to speak to customer service they have always been very polite and helpful. Reviewed on: 22nd February 2023

Good honest credit card

Application was quick, I've had a credit increase after managing my credit sensibly and the A.P.R is reasonable. More than happy! Reviewed on: 22nd February 2023

Good

Easy to use app and easy manage a money in this app. Reviewed on: 22nd February 2023

Zopa is a great providet

I would definitly reccomend to all Reviewed on: 22nd February 2023

amazing credit card

the credit card i used is the best from other creditors. easy to use and access the app Reviewed on: 22nd February 2023

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