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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Good honest credit card

5
Application was quick, I've had a credit increase after managing my credit sensibly and the A.P.R is reasonable. More than happy! Reviewed on: 22nd February 2023
Gillian McPhee's avatar
Gillian McPhee

Good

5
Easy to use app and easy manage a money in this app. Reviewed on: 22nd February 2023
Parthiv patel's avatar
Parthiv patel

Zopa is a great providet

5
I would definitly reccomend to all Reviewed on: 22nd February 2023
Anne Mannion's avatar
Anne Mannion

amazing credit card

5
the credit card i used is the best from other creditors. easy to use and access the app Reviewed on: 22nd February 2023
shah's avatar
shah

Very easy to use

5
I like the app easy to use and everything is accessible on there Reviewed on: 22nd February 2023
Michael welch's avatar
Michael welch

Excellent service

5
Friendly customer service staff always helpful , excellent service Reviewed on: 22nd February 2023
Emma Pennington's avatar
Emma Pennington

Excellent

5
Very supportive in time of need and their interest rate and repayment plans are very conducive Reviewed on: 22nd February 2023
O Eke's avatar
O Eke

Good Credit Card

5
Good Credit Card deal and the app is good too Reviewed on: 22nd February 2023
Elijah's avatar
Elijah

Excellent

5
Easy-to-use very useful information Reviewed on: 22nd February 2023
Theresa's avatar
Theresa

Great credit broker

5
Thanks for being such a great financial help Reviewed on: 22nd February 2023
joanne_sarah@hotmail.co.uk's avatar
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