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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great

Provided credit despite past credit history. This has given me a safety net while getting back on track. Reviewed on: 22nd February 2023

Brilliant

Easy application and they show they are not trying to rip you off or make repayments a struggle as the re-payments are manageable making Zopa a great choice for everyone. Reviewed on: 22nd February 2023

Easy efficient painless

Easy to use app and many option to repay how much you want when you want. Would definitely recommend Reviewed on: 22nd February 2023

My Zopa is truly worthwhile

Zopa on line application was quick easy and my credit check fast as was the decision. I’m glad to be a part of the Zopa family thank you Reviewed on: 22nd February 2023

super

great card super service help at hand all the time love it Reviewed on: 22nd February 2023

Zopa credit card

Very good highly recommended everything is just perfect from making payments to using the app recommend Reviewed on: 22nd February 2023

Zopa

As above mentioned In fact I have not been able to use any benefits for using their card, but also nothing than the credit have offered by them anyway Reviewed on: 22nd February 2023

Great service

Easy to spend, track and pay the bills Reviewed on: 22nd February 2023

Smart money credit

Very simple to use, the most amazing customer service experience company you can find in the UK, Best credit company would highly recommend to friends and family!!!! Reviewed on: 22nd February 2023

The app is great to use

Over all exsperance great the app is really easy to use Reviewed on: 22nd February 2023

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