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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Very easy to use

5
I like the app easy to use and everything is accessible on there Reviewed on: 22nd February 2023
Michael welch's avatar
Michael welch

Excellent service

5
Friendly customer service staff always helpful , excellent service Reviewed on: 22nd February 2023
Emma Pennington's avatar
Emma Pennington

Excellent

5
Very supportive in time of need and their interest rate and repayment plans are very conducive Reviewed on: 22nd February 2023
O Eke's avatar
O Eke

Good Credit Card

5
Good Credit Card deal and the app is good too Reviewed on: 22nd February 2023
Elijah's avatar
Elijah

Excellent

5
Easy-to-use very useful information Reviewed on: 22nd February 2023
Theresa's avatar
Theresa

Great credit broker

5
Thanks for being such a great financial help Reviewed on: 22nd February 2023
joanne_sarah@hotmail.co.uk's avatar
[email protected]

Great

5
Provided credit despite past credit history. This has given me a safety net while getting back on track. Reviewed on: 22nd February 2023
KB's avatar
KB

Brilliant

5
Easy application and they show they are not trying to rip you off or make repayments a struggle as the re-payments are manageable making Zopa a great choice for everyone. Reviewed on: 22nd February 2023
Tommy smith's avatar
Tommy smith

Easy efficient painless

5
Easy to use app and many option to repay how much you want when you want. Would definitely recommend Reviewed on: 22nd February 2023
Amy Louise Gray's avatar
Amy Louise Gray

My Zopa is truly worthwhile

5
Zopa on line application was quick easy and my credit check fast as was the decision. I’m glad to be a part of the Zopa family thank you Reviewed on: 22nd February 2023
annarlow@yahoo.co.uk's avatar
[email protected]

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