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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit card

Zopa is a great credit card. It has a superb app which is very efficient and user friendly. Reviewed on: 22nd February 2023

Bankrupt Zopa to the rescue

Just finished my bankrupt patter. No one would help me out except Zopa credit card. If it wasn’t for them a would’ve starved to death. Very helpful and professional any time a contacted them Reviewed on: 22nd February 2023

Easy process and great customer service

My credit score wasn't brilliant but I needed a credit card, the application process was easy and only took a few minutes. When I have needed to speak to customer service they have always been very polite and helpful. Reviewed on: 22nd February 2023

Good honest credit card

Application was quick, I've had a credit increase after managing my credit sensibly and the A.P.R is reasonable. More than happy! Reviewed on: 22nd February 2023

Good

Easy to use app and easy manage a money in this app. Reviewed on: 22nd February 2023

Zopa is a great providet

I would definitly reccomend to all Reviewed on: 22nd February 2023

amazing credit card

the credit card i used is the best from other creditors. easy to use and access the app Reviewed on: 22nd February 2023

Very easy to use

I like the app easy to use and everything is accessible on there Reviewed on: 22nd February 2023

Excellent service

Friendly customer service staff always helpful , excellent service Reviewed on: 22nd February 2023

Excellent

Very supportive in time of need and their interest rate and repayment plans are very conducive Reviewed on: 22nd February 2023

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