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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

super

5
great card super service help at hand all the time love it Reviewed on: 22nd February 2023
zara4001@outlook.com's avatar
[email protected]

Zopa credit card

5
Very good highly recommended everything is just perfect from making payments to using the app recommend Reviewed on: 22nd February 2023
Waqas Ulhaq's avatar
Waqas Ulhaq

Zopa

4
As above mentioned In fact I have not been able to use any benefits for using their card, but also nothing than the credit have offered by them anyway Reviewed on: 22nd February 2023
F Cunha 's avatar
F Cunha

Great service

5
Easy to spend, track and pay the bills Reviewed on: 22nd February 2023
Krishna Hima Bindu Eega's avatar
Krishna Hima Bindu Eega

Smart money credit

5
Very simple to use, the most amazing customer service experience company you can find in the UK, Best credit company would highly recommend to friends and family!!!! Reviewed on: 22nd February 2023
Jessica 's avatar
Jessica

The app is great to use

5
Over all exsperance great the app is really easy to use Reviewed on: 22nd February 2023
Peter shoesmith's avatar
Peter shoesmith

Excellent

5
Great company it really helped me alot Reviewed on: 22nd February 2023
Hajir's avatar
Hajir

App easy to manage

4
The Zopa credit card is made easy to manage by an easy to use App. Reviewed on: 22nd February 2023
Sharon's avatar
Sharon

Great service

5
Using the Zopa app makes it easy to track my spending and manage my card. No hassle and very reliable service. Reviewed on: 22nd February 2023
Kw's avatar
Kw

A no fuss responsible lender

5
It was straightforward and easy to apply for the card The app is very informative and easy to use and understand I have never had a problem with it Zopa is a responsible lender and truly gives credit limits to suit you they do not keep increasing it even if it is clear that you cannot really afford it Great customer service as well What they promise is what you get I would definitely recommend them Reviewed on: 22nd February 2023
Angela's avatar
Angela

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