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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Excellent

5
Great company it really helped me alot Reviewed on: 22nd February 2023
Hajir's avatar
Hajir

App easy to manage

4
The Zopa credit card is made easy to manage by an easy to use App. Reviewed on: 22nd February 2023
Sharon's avatar
Sharon

Great service

5
Using the Zopa app makes it easy to track my spending and manage my card. No hassle and very reliable service. Reviewed on: 22nd February 2023
Kw's avatar
Kw

A no fuss responsible lender

5
It was straightforward and easy to apply for the card The app is very informative and easy to use and understand I have never had a problem with it Zopa is a responsible lender and truly gives credit limits to suit you they do not keep increasing it even if it is clear that you cannot really afford it Great customer service as well What they promise is what you get I would definitely recommend them Reviewed on: 22nd February 2023
Angela's avatar
Angela

Excellent

5
Super helpful app with extra tips and money advice available Reviewed on: 22nd February 2023
Tammy's avatar
Tammy

Good card

5
Good card no hassle from them if you don't use it for a while unlike some lenders all in all very happy with them Reviewed on: 22nd February 2023
Michael Small's avatar
Michael Small

Hassle free Help

5
My Zopa credit card has come in handy a few times during this cost of living crisis. What I love most is the ease with which I browse the Zopa website and transact my business hassle free. Reviewed on: 22nd February 2023
Sina Olowoake's avatar
Sina Olowoake

Easy to use

5
User friendly, easy access and there a lot more to offer Reviewed on: 22nd February 2023
merilyn_silla@yahoo.com.ph's avatar
[email protected]

Great Credit Card

5
A Wonderful Credit Card!! It Allows You To Repay and Use Balance Straight Away Reviewed on: 22nd February 2023
Rupert Finch's avatar
Rupert Finch

Excellent Card

3
Marvellous card, O even used it in my home county ,no hassle Reviewed on: 22nd February 2023
babet-m@hotmail.com's avatar
[email protected]

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