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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good Credit Card

Good Credit Card deal and the app is good too Reviewed on: 22nd February 2023

Excellent

Easy-to-use very useful information Reviewed on: 22nd February 2023

Great credit broker

Thanks for being such a great financial help Reviewed on: 22nd February 2023

Great

Provided credit despite past credit history. This has given me a safety net while getting back on track. Reviewed on: 22nd February 2023

Brilliant

Easy application and they show they are not trying to rip you off or make repayments a struggle as the re-payments are manageable making Zopa a great choice for everyone. Reviewed on: 22nd February 2023

Easy efficient painless

Easy to use app and many option to repay how much you want when you want. Would definitely recommend Reviewed on: 22nd February 2023

My Zopa is truly worthwhile

Zopa on line application was quick easy and my credit check fast as was the decision. I’m glad to be a part of the Zopa family thank you Reviewed on: 22nd February 2023

super

great card super service help at hand all the time love it Reviewed on: 22nd February 2023

Zopa credit card

Very good highly recommended everything is just perfect from making payments to using the app recommend Reviewed on: 22nd February 2023

Zopa

As above mentioned In fact I have not been able to use any benefits for using their card, but also nothing than the credit have offered by them anyway Reviewed on: 22nd February 2023

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