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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent

Super helpful app with extra tips and money advice available Reviewed on: 22nd February 2023

Good card

Good card no hassle from them if you don't use it for a while unlike some lenders all in all very happy with them Reviewed on: 22nd February 2023

Hassle free Help

My Zopa credit card has come in handy a few times during this cost of living crisis. What I love most is the ease with which I browse the Zopa website and transact my business hassle free. Reviewed on: 22nd February 2023

Easy to use

User friendly, easy access and there a lot more to offer Reviewed on: 22nd February 2023

Great Credit Card

A Wonderful Credit Card!! It Allows You To Repay and Use Balance Straight Away Reviewed on: 22nd February 2023

Excellent Card

Marvellous card, O even used it in my home county ,no hassle Reviewed on: 22nd February 2023

Great Service from Zopa

From applying to receiving my card and making an initial purchase. Quick, easy and clear, concise communication. What more could you want? All online too. Reviewed on: 22nd February 2023

Positive

Great customer service and great support Reviewed on: 22nd February 2023

Quick easy application

Easy payment method, not strict deadline payment Reviewed on: 22nd February 2023

Great communication and support

Zopa credit card is great and the app is so easy to use and helps you keep track of your spending. I also like the notifications I get when I've used the card. I feel that they keep a close eye on my account with reminders of upcoming payments and keep my credit at an affordable amount. Reviewed on: 22nd February 2023

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