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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great Service from Zopa

From applying to receiving my card and making an initial purchase. Quick, easy and clear, concise communication. What more could you want? All online too. Reviewed on: 22nd February 2023

Positive

Great customer service and great support Reviewed on: 22nd February 2023

Quick easy application

Easy payment method, not strict deadline payment Reviewed on: 22nd February 2023

Great communication and support

Zopa credit card is great and the app is so easy to use and helps you keep track of your spending. I also like the notifications I get when I've used the card. I feel that they keep a close eye on my account with reminders of upcoming payments and keep my credit at an affordable amount. Reviewed on: 22nd February 2023

Easy to work with

Great app, easy to use and no hassle, how every provider should be Reviewed on: 22nd February 2023

Saved me

Hi, I use Zopa credit card and i like it Reviewed on: 22nd February 2023

Quick easy and reliable

Started with loan then Credit card So easy and reliable Reviewed on: 22nd February 2023

Patient and Supportive

It helps to develop positive credit history and it is a Convenient payment tool that could use online or. In-store . Reviewed on: 22nd February 2023

Best Card Ever

Great app, grat customer Service, Great Card to have Reviewed on: 22nd February 2023

Zopa credit card

Received excellent service with online application and credit limit was automatically increased based upon good credit management. 5 star service! Reviewed on: 22nd February 2023

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