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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Great service

5
Easy to spend, track and pay the bills Reviewed on: 22nd February 2023
Krishna Hima Bindu Eega's avatar
Krishna Hima Bindu Eega

Smart money credit

5
Very simple to use, the most amazing customer service experience company you can find in the UK, Best credit company would highly recommend to friends and family!!!! Reviewed on: 22nd February 2023
Jessica 's avatar
Jessica

The app is great to use

5
Over all exsperance great the app is really easy to use Reviewed on: 22nd February 2023
Peter shoesmith's avatar
Peter shoesmith

Excellent

5
Great company it really helped me alot Reviewed on: 22nd February 2023
Hajir's avatar
Hajir

App easy to manage

4
The Zopa credit card is made easy to manage by an easy to use App. Reviewed on: 22nd February 2023
Sharon's avatar
Sharon

Great service

5
Using the Zopa app makes it easy to track my spending and manage my card. No hassle and very reliable service. Reviewed on: 22nd February 2023
Kw's avatar
Kw

A no fuss responsible lender

5
It was straightforward and easy to apply for the card The app is very informative and easy to use and understand I have never had a problem with it Zopa is a responsible lender and truly gives credit limits to suit you they do not keep increasing it even if it is clear that you cannot really afford it Great customer service as well What they promise is what you get I would definitely recommend them Reviewed on: 22nd February 2023
Angela's avatar
Angela

Excellent

5
Super helpful app with extra tips and money advice available Reviewed on: 22nd February 2023
Tammy's avatar
Tammy

Good card

5
Good card no hassle from them if you don't use it for a while unlike some lenders all in all very happy with them Reviewed on: 22nd February 2023
Michael Small's avatar
Michael Small

Hassle free Help

5
My Zopa credit card has come in handy a few times during this cost of living crisis. What I love most is the ease with which I browse the Zopa website and transact my business hassle free. Reviewed on: 22nd February 2023
Sina Olowoake's avatar
Sina Olowoake

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