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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to work with

Great app, easy to use and no hassle, how every provider should be Reviewed on: 22nd February 2023

Saved me

Hi, I use Zopa credit card and i like it Reviewed on: 22nd February 2023

Quick easy and reliable

Started with loan then Credit card So easy and reliable Reviewed on: 22nd February 2023

Patient and Supportive

It helps to develop positive credit history and it is a Convenient payment tool that could use online or. In-store . Reviewed on: 22nd February 2023

Best Card Ever

Great app, grat customer Service, Great Card to have Reviewed on: 22nd February 2023

Zopa credit card

Received excellent service with online application and credit limit was automatically increased based upon good credit management. 5 star service! Reviewed on: 22nd February 2023

Easy to use credit card

Gray credit card and with the app, it’s so easy to manage Reviewed on: 22nd February 2023

Great card - easy to track spend.

Zopa keep me updated on usage and credit rating frequently. Good to keep a track on spending and eating Reviewed on: 22nd February 2023

Good service

Good service no hassle great customer service Reviewed on: 22nd February 2023

Amazing company

One of the best companies I have had a credit card with Reviewed on: 22nd February 2023

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