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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Easy to use

User friendly, easy access and there a lot more to offer Reviewed on: 22nd February 2023

Great Credit Card

A Wonderful Credit Card!! It Allows You To Repay and Use Balance Straight Away Reviewed on: 22nd February 2023

Excellent Card

Marvellous card, O even used it in my home county ,no hassle Reviewed on: 22nd February 2023

Great Service from Zopa

From applying to receiving my card and making an initial purchase. Quick, easy and clear, concise communication. What more could you want? All online too. Reviewed on: 22nd February 2023

Positive

Great customer service and great support Reviewed on: 22nd February 2023

Quick easy application

Easy payment method, not strict deadline payment Reviewed on: 22nd February 2023

Great communication and support

Zopa credit card is great and the app is so easy to use and helps you keep track of your spending. I also like the notifications I get when I've used the card. I feel that they keep a close eye on my account with reminders of upcoming payments and keep my credit at an affordable amount. Reviewed on: 22nd February 2023

Easy to work with

Great app, easy to use and no hassle, how every provider should be Reviewed on: 22nd February 2023

Saved me

Hi, I use Zopa credit card and i like it Reviewed on: 22nd February 2023

Quick easy and reliable

Started with loan then Credit card So easy and reliable Reviewed on: 22nd February 2023

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