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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service

I got myself this credit card to help build my credit score and is working fantastically for me. Onwards and upwards. Reviewed on: 22nd February 2023

Excellent

I found the joining experience very easy, and the follow up treatment excellent. Reviewed on: 22nd February 2023

no complaints whatsoever

does exactly as it says 1 of the best I have been with in a really long time would highly recommend Reviewed on: 22nd February 2023

Professional

Compassionate and professional lender Reviewed on: 22nd February 2023

so easy perfect

got the app on my phone so you know whats going on all the time easy to use 10 out of 10 Reviewed on: 22nd February 2023

Wonderful company and staff

Great services very helpful staff and easy to access Reviewed on: 22nd February 2023

Very happy with Zopa

Great service, works very well for me Reviewed on: 22nd February 2023

QUICK AND EASY

Amazing card company with a professional reputation and customer base service. Money is easy to access and the app work perfectly Reviewed on: 22nd February 2023

Life saver

Zopa provided me credit at a time it really helped me out Reviewed on: 22nd February 2023

Zopa

This credit is the perfect start to improving your credit history. Thanks Zopa Reviewed on: 22nd February 2023

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