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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very happy with Zopa

Great service, works very well for me Reviewed on: 22nd February 2023

QUICK AND EASY

Amazing card company with a professional reputation and customer base service. Money is easy to access and the app work perfectly Reviewed on: 22nd February 2023

Life saver

Zopa provided me credit at a time it really helped me out Reviewed on: 22nd February 2023

Zopa

This credit is the perfect start to improving your credit history. Thanks Zopa Reviewed on: 22nd February 2023

Professional

I have been with zopa for a year and found them to be highly professional and very helpful with all enquiries I have had. Reviewed on: 22nd February 2023

Great service, very fast efficient. Great communication

Great service, very efficient was very thorough with the pros and cons. Great all-round. Reviewed on: 22nd February 2023

Fast easy service

Fast and easy service any problems solved through the app or the customer service great service all round. Reviewed on: 22nd February 2023

Excellent and Easy

The App to manage my card is amazing, super quick and super easy. Thank you. Reviewed on: 22nd February 2023

Best credit provider

Transparent, easy to use, easy to pay 10 stars from me Reviewed on: 22nd February 2023

Great Customer Service

Great credit company, very easy to speak to if you need to. Reviewed on: 22nd February 2023

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