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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Professional

I have been with zopa for a year and found them to be highly professional and very helpful with all enquiries I have had. Reviewed on: 22nd February 2023

Great service, very fast efficient. Great communication

Great service, very efficient was very thorough with the pros and cons. Great all-round. Reviewed on: 22nd February 2023

Fast easy service

Fast and easy service any problems solved through the app or the customer service great service all round. Reviewed on: 22nd February 2023

Excellent and Easy

The App to manage my card is amazing, super quick and super easy. Thank you. Reviewed on: 22nd February 2023

Best credit provider

Transparent, easy to use, easy to pay 10 stars from me Reviewed on: 22nd February 2023

Great Customer Service

Great credit company, very easy to speak to if you need to. Reviewed on: 22nd February 2023

Great Service

Have really been pleased with my credit card and service I have received. Reviewed on: 22nd February 2023

Credit card

Really pleased with this credit card company had no problems or issues was really easy to set up the app & the interest rate is very good would highly recommend to anyone who is wanting a credit card whether its to build a good credit rating or for a general credit card Reviewed on: 22nd February 2023

Trusted company

Very professional understanding and helpful company Reviewed on: 22nd February 2023

Great service from zopa

Prompt information and support and guidance at every turn Reviewed on: 22nd February 2023

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