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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great Service

Have really been pleased with my credit card and service I have received. Reviewed on: 22nd February 2023

Credit card

Really pleased with this credit card company had no problems or issues was really easy to set up the app & the interest rate is very good would highly recommend to anyone who is wanting a credit card whether its to build a good credit rating or for a general credit card Reviewed on: 22nd February 2023

Trusted company

Very professional understanding and helpful company Reviewed on: 22nd February 2023

Great service from zopa

Prompt information and support and guidance at every turn Reviewed on: 22nd February 2023

Zopa credit card

Great company with reasonable prices. Reviewed on: 22nd February 2023

Amazing

100 percent satisfied very happy with the way they deal with everything Reviewed on: 22nd February 2023

GREAT CARD FOR BUILDING CREDIT RATINGS EASY TO USE MOBILE APP

SIMPLE EFFECTIVE CREDIT AS AN WHE N I NEED IT WITH GREAT APR Reviewed on: 22nd February 2023

Honest easy process

Easy application process, no hassles, just simple honest procedures. Reviewed on: 22nd February 2023

Clear and Simple

Easy to apply understand and use. All at your fingertips on your smart phone Reviewed on: 22nd February 2023

Easy app

Most credit card apps can be difficult and stressful to use but zopa is amazing. Anything you could imagine you need to do or information you need to find it is there with no hassle. Reviewed on: 22nd February 2023

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