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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa credit card

Great company with reasonable prices. Reviewed on: 22nd February 2023

Amazing

100 percent satisfied very happy with the way they deal with everything Reviewed on: 22nd February 2023

GREAT CARD FOR BUILDING CREDIT RATINGS EASY TO USE MOBILE APP

SIMPLE EFFECTIVE CREDIT AS AN WHE N I NEED IT WITH GREAT APR Reviewed on: 22nd February 2023

Honest easy process

Easy application process, no hassles, just simple honest procedures. Reviewed on: 22nd February 2023

Clear and Simple

Easy to apply understand and use. All at your fingertips on your smart phone Reviewed on: 22nd February 2023

Easy app

Most credit card apps can be difficult and stressful to use but zopa is amazing. Anything you could imagine you need to do or information you need to find it is there with no hassle. Reviewed on: 22nd February 2023

Simple & straight forward

Zopa app makes it easy to navigate my finances and track spending etc. Reviewed on: 22nd February 2023

Great card

Great company and great experience Reviewed on: 22nd February 2023

Brilliant

This company couldn’t be any better, customer service Great excellent service Reviewed on: 22nd February 2023

Very good service

Zopa provides very good customer service Reviewed on: 22nd February 2023

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