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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent and Easy

The App to manage my card is amazing, super quick and super easy. Thank you. Reviewed on: 22nd February 2023

Best credit provider

Transparent, easy to use, easy to pay 10 stars from me Reviewed on: 22nd February 2023

Great Customer Service

Great credit company, very easy to speak to if you need to. Reviewed on: 22nd February 2023

Great Service

Have really been pleased with my credit card and service I have received. Reviewed on: 22nd February 2023

Credit card

Really pleased with this credit card company had no problems or issues was really easy to set up the app & the interest rate is very good would highly recommend to anyone who is wanting a credit card whether its to build a good credit rating or for a general credit card Reviewed on: 22nd February 2023

Trusted company

Very professional understanding and helpful company Reviewed on: 22nd February 2023

Great service from zopa

Prompt information and support and guidance at every turn Reviewed on: 22nd February 2023

Zopa credit card

Great company with reasonable prices. Reviewed on: 22nd February 2023

Amazing

100 percent satisfied very happy with the way they deal with everything Reviewed on: 22nd February 2023

GREAT CARD FOR BUILDING CREDIT RATINGS EASY TO USE MOBILE APP

SIMPLE EFFECTIVE CREDIT AS AN WHE N I NEED IT WITH GREAT APR Reviewed on: 22nd February 2023

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