Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Simple & straight forward

Zopa app makes it easy to navigate my finances and track spending etc. Reviewed on: 22nd February 2023

Great card

Great company and great experience Reviewed on: 22nd February 2023

Brilliant

This company couldn’t be any better, customer service Great excellent service Reviewed on: 22nd February 2023

Very good service

Zopa provides very good customer service Reviewed on: 22nd February 2023

quick, easy to sign up, professional and very helpful if you have any problems

I went online to look for a credit card and came across Zopa. Had a look at the app and followed the instructions and within 20min my account was set up and the card was in the post on its way to me. Great service!! Reviewed on: 22nd February 2023

Great

Fantastic credit card benefits with great customer service Reviewed on: 22nd February 2023

best banking app

really easy to use, good rate, good customer service Reviewed on: 22nd February 2023

Great service

Good service and low ARP. They have best service Reviewed on: 22nd February 2023

Brilliant lender

Very fair and responsible, competitive and easy to contact. Would highly recommend Zopa to anyone who needs credit. Reviewed on: 22nd February 2023

Credit card

Great card and the app let's you keep track of your spending and paying you bill Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Credit Card
from Allied Irish Bank - AIB 3.00 from 6 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub