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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

quick, easy to sign up, professional and very helpful if you have any problems

I went online to look for a credit card and came across Zopa. Had a look at the app and followed the instructions and within 20min my account was set up and the card was in the post on its way to me. Great service!! Reviewed on: 22nd February 2023

Great

Fantastic credit card benefits with great customer service Reviewed on: 22nd February 2023

best banking app

really easy to use, good rate, good customer service Reviewed on: 22nd February 2023

Great service

Good service and low ARP. They have best service Reviewed on: 22nd February 2023

Brilliant lender

Very fair and responsible, competitive and easy to contact. Would highly recommend Zopa to anyone who needs credit. Reviewed on: 22nd February 2023

Credit card

Great card and the app let's you keep track of your spending and paying you bill Reviewed on: 22nd February 2023

Simple and upfront!

Very easy to deal with. No fuss no hassle Reviewed on: 22nd February 2023

Easy as pie

Impressed, easy app, easy set up and no issues, more than happy to have it and only once had it locked by my own error, the mobile app sorted it within 10 minuts Reviewed on: 22nd February 2023

Easy to use

My zopa credit card is so easy to use, good interest rates, excepted in most shops abroad zopa check every 6 months to see how your spending and if your entitled zopa will offer a credit increase. Reviewed on: 22nd February 2023

Amazing

Amazing credit card,good money for spending Reviewed on: 22nd February 2023

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