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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Honest easy process

Easy application process, no hassles, just simple honest procedures. Reviewed on: 22nd February 2023

Clear and Simple

Easy to apply understand and use. All at your fingertips on your smart phone Reviewed on: 22nd February 2023

Easy app

Most credit card apps can be difficult and stressful to use but zopa is amazing. Anything you could imagine you need to do or information you need to find it is there with no hassle. Reviewed on: 22nd February 2023

Simple & straight forward

Zopa app makes it easy to navigate my finances and track spending etc. Reviewed on: 22nd February 2023

Great card

Great company and great experience Reviewed on: 22nd February 2023

Brilliant

This company couldn’t be any better, customer service Great excellent service Reviewed on: 22nd February 2023

Very good service

Zopa provides very good customer service Reviewed on: 22nd February 2023

quick, easy to sign up, professional and very helpful if you have any problems

I went online to look for a credit card and came across Zopa. Had a look at the app and followed the instructions and within 20min my account was set up and the card was in the post on its way to me. Great service!! Reviewed on: 22nd February 2023

Great

Fantastic credit card benefits with great customer service Reviewed on: 22nd February 2023

best banking app

really easy to use, good rate, good customer service Reviewed on: 22nd February 2023

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