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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Ease and convenience

Great card to carry. Easy to apply for, good rates of acceptance and interest. Wouldn't be without it! Reviewed on: 22nd February 2023

Excellent/manageble/and easy to use

The ability to set a limit on your credit card really helps you budget and save better. Reviewed on: 22nd February 2023

Excellent

Excellent service,easy to use app and much better service than some of their competitors I've used. Reviewed on: 22nd February 2023

Mr

They have helped me out when needed Reviewed on: 22nd February 2023

Credit Card Application

Very easy and customer friendly process for application, backed by excellent website. Reviewed on: 22nd February 2023

Good stuff

Easy application, good credit limit, food Apr Reviewed on: 22nd February 2023

Great credit builder

The Zopa Credit Card and app have made credit management so easy. You're able to set a limit as to how much you should want to spend. Reviewed on: 22nd February 2023

Best credit card

I have found Zopa very useful with getting my credit rating back Reviewed on: 22nd February 2023

excellent service

very smooth process and no hassle Reviewed on: 22nd February 2023

Super Zopa

Zopa don’t judge people there help them from zero to hero Reviewed on: 22nd February 2023

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