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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Best lending company

Verry happy with everything for the start wit the application fast response and credit limit Reviewed on: 22nd February 2023

Trouble free service

Fantastic nice and easy to use app Reviewed on: 22nd February 2023

Outstanding customer service

From my first dealings with Zopa I have been very satisfied and I continue to use their services. I find the app very helpful. Reviewed on: 22nd February 2023

Great experience

Very happy with using Zopa, I definitely recommend it Reviewed on: 22nd February 2023

Excellent all round!

Hassle free, quick decision and professional company to deal with Reviewed on: 22nd February 2023

quick efficient service

i applied for a credit card .i was given an amount to suit my credit history. Reviewed on: 22nd February 2023

Straightforward

I hadn’t heard of it before but I am very pleased with it so far. Reviewed on: 22nd February 2023

Friendly and Easy

Friendly customer service and easy to use app interface! Reviewed on: 22nd February 2023

Lovely

Nice smooth easy to use, friendly happy service staff Reviewed on: 22nd February 2023

Very approachable and good customer support

Its very easy to apply and use this card Very friendly customer support which they solves any issue within a while. Reviewed on: 22nd February 2023

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