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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit Card Application

Very easy and customer friendly process for application, backed by excellent website. Reviewed on: 22nd February 2023

Good stuff

Easy application, good credit limit, food Apr Reviewed on: 22nd February 2023

Great credit builder

The Zopa Credit Card and app have made credit management so easy. You're able to set a limit as to how much you should want to spend. Reviewed on: 22nd February 2023

Best credit card

I have found Zopa very useful with getting my credit rating back Reviewed on: 22nd February 2023

excellent service

very smooth process and no hassle Reviewed on: 22nd February 2023

Super Zopa

Zopa don’t judge people there help them from zero to hero Reviewed on: 22nd February 2023

Best lending company

Verry happy with everything for the start wit the application fast response and credit limit Reviewed on: 22nd February 2023

Trouble free service

Fantastic nice and easy to use app Reviewed on: 22nd February 2023

Outstanding customer service

From my first dealings with Zopa I have been very satisfied and I continue to use their services. I find the app very helpful. Reviewed on: 22nd February 2023

Great experience

Very happy with using Zopa, I definitely recommend it Reviewed on: 22nd February 2023

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