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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Foundation for Credit Building

5
Having great credit in a foreign country was irrelevant when moving to the UK. I struggled to ‘rebuild’ and establish my credit and Zopa was the first card I got. I could not put have built my credit again so easily had it not been for their service. Great app, easy payment, the company is great and I highly recommend their credit card for anyone in a similar position. Reviewed on: 22nd February 2023
Jeff's avatar
Jeff

Great so far

5
So far zopa has been fantastic. Very helpful app and very helpful staff on the phone. Reviewed on: 22nd February 2023
Bean Machine's avatar
Bean Machine

Wonderful Zopa

5
I have had my card for some time now and find it easy to use, no jargon language. Plain and simple. Thanks Reviewed on: 22nd February 2023
Craig Challinor's avatar
Craig Challinor

Ease and convenience

5
Great card to carry. Easy to apply for, good rates of acceptance and interest. Wouldn't be without it! Reviewed on: 22nd February 2023
Dean's avatar
Dean

Excellent/manageble/and easy to use

5
The ability to set a limit on your credit card really helps you budget and save better. Reviewed on: 22nd February 2023
Jack isherwood's avatar
Jack isherwood

Excellent

5
Excellent service,easy to use app and much better service than some of their competitors I've used. Reviewed on: 22nd February 2023
Karl Coop's avatar
Karl Coop

Mr

5
They have helped me out when needed Reviewed on: 22nd February 2023
killer clown's avatar
killer clown

Credit Card Application

5
Very easy and customer friendly process for application, backed by excellent website. Reviewed on: 22nd February 2023
Steve Tunks's avatar
Steve Tunks

Good stuff

5
Easy application, good credit limit, food Apr Reviewed on: 22nd February 2023
Pete Robertson's avatar
Pete Robertson

Great credit builder

5
The Zopa Credit Card and app have made credit management so easy. You're able to set a limit as to how much you should want to spend. Reviewed on: 22nd February 2023
Leanne Styles 's avatar
Leanne Styles

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