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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Best credit card

I have found Zopa very useful with getting my credit rating back Reviewed on: 22nd February 2023

excellent service

very smooth process and no hassle Reviewed on: 22nd February 2023

Super Zopa

Zopa don’t judge people there help them from zero to hero Reviewed on: 22nd February 2023

Best lending company

Verry happy with everything for the start wit the application fast response and credit limit Reviewed on: 22nd February 2023

Trouble free service

Fantastic nice and easy to use app Reviewed on: 22nd February 2023

Outstanding customer service

From my first dealings with Zopa I have been very satisfied and I continue to use their services. I find the app very helpful. Reviewed on: 22nd February 2023

Great experience

Very happy with using Zopa, I definitely recommend it Reviewed on: 22nd February 2023

Excellent all round!

Hassle free, quick decision and professional company to deal with Reviewed on: 22nd February 2023

quick efficient service

i applied for a credit card .i was given an amount to suit my credit history. Reviewed on: 22nd February 2023

Straightforward

I hadn’t heard of it before but I am very pleased with it so far. Reviewed on: 22nd February 2023

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