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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Best Credit Card

Zopa is the best Credit Card provider with service quality and brilliant customer service. I would like to recommend them to my friends and family. Reviewed on: 22nd February 2023

Great service and great app

I have been using the card for 12 months or so, and the app is great, it’s so easy to use. Very clear info and billing dates. Also helpful tips on how to improve eligibility for credit increases. Reviewed on: 22nd February 2023

My great Zopa

Fantastic customer service..thumbs up Reviewed on: 22nd February 2023

Easy to manage

Since getting a Zopa credit card I’ve found that it’s easy to manage. The app is really user friendly and helps me to understand my spends. Customer service was excellent when first setting up and everything was completed promptly. Highly recommend. Reviewed on: 22nd February 2023

Great service, no fuss, quick responses

Applied for a loan done in minutes, in my account within an hour Reviewed on: 22nd February 2023

Credit card

Not long had the card but I love it already Reviewed on: 22nd February 2023

Best

Excellent perfect opportunity thanks you Reviewed on: 22nd February 2023

Great credit card

Great credit card with great things included Reviewed on: 22nd February 2023

Excellent credit card for all.

Excellent service with east to use App and timely email reminders on payment dates. Reviewed on: 22nd February 2023

Would highly recommend this company been brilliant with me

Can’t say anything bad been really good would highly recommend Reviewed on: 22nd February 2023

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