Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent all round!

Hassle free, quick decision and professional company to deal with Reviewed on: 22nd February 2023

quick efficient service

i applied for a credit card .i was given an amount to suit my credit history. Reviewed on: 22nd February 2023

Straightforward

I hadn’t heard of it before but I am very pleased with it so far. Reviewed on: 22nd February 2023

Friendly and Easy

Friendly customer service and easy to use app interface! Reviewed on: 22nd February 2023

Lovely

Nice smooth easy to use, friendly happy service staff Reviewed on: 22nd February 2023

Very approachable and good customer support

Its very easy to apply and use this card Very friendly customer support which they solves any issue within a while. Reviewed on: 22nd February 2023

Best Credit Card

Zopa is the best Credit Card provider with service quality and brilliant customer service. I would like to recommend them to my friends and family. Reviewed on: 22nd February 2023

Great service and great app

I have been using the card for 12 months or so, and the app is great, it’s so easy to use. Very clear info and billing dates. Also helpful tips on how to improve eligibility for credit increases. Reviewed on: 22nd February 2023

My great Zopa

Fantastic customer service..thumbs up Reviewed on: 22nd February 2023

Easy to manage

Since getting a Zopa credit card I’ve found that it’s easy to manage. The app is really user friendly and helps me to understand my spends. Customer service was excellent when first setting up and everything was completed promptly. Highly recommend. Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Credit Card
from American Express 3.50 from 127 reviews
Everyday Credit Card
from Santander 4.17 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub