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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

AMAZING

easy application process, money was in my account really quickly - repayments are easy to manage. Reviewed on: 22nd February 2023

My experience very good

My experience very good service Reviewed on: 22nd February 2023

Great little card of magic

A faultless money solution that was just great on my city break away Reviewed on: 22nd February 2023

Great company

This company has help build my credit score up, with a fantastic easy to use app and credit card Reviewed on: 22nd February 2023

Credit card

Brilliant company always someone on hand either by phone or online chat if you have any worries or queries highly recommend Reviewed on: 22nd February 2023

Zopa

Helped me all the way very good to keep track on what you spend Reviewed on: 22nd February 2023

quick and easy service

excellent, totally recommend Zopa, never have any problems Reviewed on: 22nd February 2023

Recommended credit card

The Zopa credit card is a good one because it gives you flexibility to use. You can cap your account so you don’t spend the whole amount you receive email and txt messages about your due payment and you have the option to get a loan if eligible. Reviewed on: 22nd February 2023

Easy process

Quick and easy to apply for. Money there straight away. Reviewed on: 22nd February 2023

easy to use

Easy to use , reliable and trustworthy. Reviewed on: 22nd February 2023

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