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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Friendly and Easy

Friendly customer service and easy to use app interface! Reviewed on: 22nd February 2023

Lovely

Nice smooth easy to use, friendly happy service staff Reviewed on: 22nd February 2023

Very approachable and good customer support

Its very easy to apply and use this card Very friendly customer support which they solves any issue within a while. Reviewed on: 22nd February 2023

Best Credit Card

Zopa is the best Credit Card provider with service quality and brilliant customer service. I would like to recommend them to my friends and family. Reviewed on: 22nd February 2023

Great service and great app

I have been using the card for 12 months or so, and the app is great, it’s so easy to use. Very clear info and billing dates. Also helpful tips on how to improve eligibility for credit increases. Reviewed on: 22nd February 2023

My great Zopa

Fantastic customer service..thumbs up Reviewed on: 22nd February 2023

Easy to manage

Since getting a Zopa credit card I’ve found that it’s easy to manage. The app is really user friendly and helps me to understand my spends. Customer service was excellent when first setting up and everything was completed promptly. Highly recommend. Reviewed on: 22nd February 2023

Great service, no fuss, quick responses

Applied for a loan done in minutes, in my account within an hour Reviewed on: 22nd February 2023

Credit card

Not long had the card but I love it already Reviewed on: 22nd February 2023

Best

Excellent perfect opportunity thanks you Reviewed on: 22nd February 2023

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