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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great service, no fuss, quick responses

Applied for a loan done in minutes, in my account within an hour Reviewed on: 22nd February 2023

Credit card

Not long had the card but I love it already Reviewed on: 22nd February 2023

Best

Excellent perfect opportunity thanks you Reviewed on: 22nd February 2023

Great credit card

Great credit card with great things included Reviewed on: 22nd February 2023

Excellent credit card for all.

Excellent service with east to use App and timely email reminders on payment dates. Reviewed on: 22nd February 2023

Would highly recommend this company been brilliant with me

Can’t say anything bad been really good would highly recommend Reviewed on: 22nd February 2023

AMAZING

easy application process, money was in my account really quickly - repayments are easy to manage. Reviewed on: 22nd February 2023

My experience very good

My experience very good service Reviewed on: 22nd February 2023

Great little card of magic

A faultless money solution that was just great on my city break away Reviewed on: 22nd February 2023

Great company

This company has help build my credit score up, with a fantastic easy to use app and credit card Reviewed on: 22nd February 2023

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