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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great credit card

Great credit card with great things included Reviewed on: 22nd February 2023

Excellent credit card for all.

Excellent service with east to use App and timely email reminders on payment dates. Reviewed on: 22nd February 2023

Would highly recommend this company been brilliant with me

Can’t say anything bad been really good would highly recommend Reviewed on: 22nd February 2023

AMAZING

easy application process, money was in my account really quickly - repayments are easy to manage. Reviewed on: 22nd February 2023

My experience very good

My experience very good service Reviewed on: 22nd February 2023

Great little card of magic

A faultless money solution that was just great on my city break away Reviewed on: 22nd February 2023

Great company

This company has help build my credit score up, with a fantastic easy to use app and credit card Reviewed on: 22nd February 2023

Credit card

Brilliant company always someone on hand either by phone or online chat if you have any worries or queries highly recommend Reviewed on: 22nd February 2023

Zopa

Helped me all the way very good to keep track on what you spend Reviewed on: 22nd February 2023

quick and easy service

excellent, totally recommend Zopa, never have any problems Reviewed on: 22nd February 2023

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