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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Absolutely brilliant

5
Zopa is the first credit card to care. They are amazing. I have recommended to many people as they help you out no end. Reviewed on: 22nd February 2023
Jill's avatar
Jill

Amazing company so simple

5
Never had any trouble straight forward nice manageable balance easy to repay theough the app would highly recommend Reviewed on: 22nd February 2023
j.williams908@hotmail.com's avatar
[email protected]

Good service

5
Good rates and helpful customer support when you need it Reviewed on: 22nd February 2023
Richard barrett's avatar
Richard barrett

Excellent and easy to use

5
Excellent service and the app are very easy to understand and to follow . Reviewed on: 22nd February 2023
Jason Brown's avatar
Jason Brown

brilliant product and company

4
very straight forward application process and amazing customer services Reviewed on: 22nd February 2023
martin gillespie's avatar
martin gillespie

Credit card

5
The best company,the best credit card I ever had Reviewed on: 22nd February 2023
Florescu Daniela's avatar
Florescu Daniela

Transparent APRs and easy to use app

5
Zopa are very transparent and clear when sharing APR updates and the app is so easy to use, to make payments, check balance, read statements and check your PIN when you forget it! Highly recommend! Reviewed on: 22nd February 2023
Brogan Page's avatar
Brogan Page

Credit card

5
Simple to apply app easily to use Reviewed on: 22nd February 2023
debra's avatar
debra

Great company

5
Easy to use app. Helpful customer services Reviewed on: 22nd February 2023
Craig's avatar
Craig

Great company

5
Very easy to set up. App is great and very simple to use .Would definitely recommend. Reviewed on: 22nd February 2023
Lindsay Joyce's avatar
Lindsay Joyce

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