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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Credit card

Brilliant company always someone on hand either by phone or online chat if you have any worries or queries highly recommend Reviewed on: 22nd February 2023

Zopa

Helped me all the way very good to keep track on what you spend Reviewed on: 22nd February 2023

quick and easy service

excellent, totally recommend Zopa, never have any problems Reviewed on: 22nd February 2023

Recommended credit card

The Zopa credit card is a good one because it gives you flexibility to use. You can cap your account so you don’t spend the whole amount you receive email and txt messages about your due payment and you have the option to get a loan if eligible. Reviewed on: 22nd February 2023

Easy process

Quick and easy to apply for. Money there straight away. Reviewed on: 22nd February 2023

easy to use

Easy to use , reliable and trustworthy. Reviewed on: 22nd February 2023

Absolutely brilliant

Zopa is the first credit card to care. They are amazing. I have recommended to many people as they help you out no end. Reviewed on: 22nd February 2023

Amazing company so simple

Never had any trouble straight forward nice manageable balance easy to repay theough the app would highly recommend Reviewed on: 22nd February 2023

Good service

Good rates and helpful customer support when you need it Reviewed on: 22nd February 2023

Excellent and easy to use

Excellent service and the app are very easy to understand and to follow . Reviewed on: 22nd February 2023

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