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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Reliable and Easy

Easy and reliable . It’s safe and easy to manage your account. Reviewed on: 22nd February 2023

Perfect service

I like that and they have good service Reviewed on: 22nd February 2023

Great credit builder card

Super fast delivery of card easy to use and has boosted my credit score. Reviewed on: 22nd February 2023

Cheap rates and excellent app!

Great product at a very competitive rate given the current market and a highly user friendly app. Reviewed on: 22nd February 2023

Best credit card

Is the best credit card and interest not bad Reviewed on: 22nd February 2023

Amazing service

Overall they really help understand what I have and why, outlining in the perfect amount of detail why I have the credit limit I do and when repayments are and what I can do to improve my score, as well as advice to manage spending more effectively. A great service with a smooth and easy to use app that really makes it affordable and easy to get a safe amount of credit with good advice on how to and how not to use it. Reviewed on: 22nd February 2023

Easy to manage,

Great credit card, notifications, fair credit limit, brilliant app Reviewed on: 22nd February 2023

Good service

I have had a lovely experience with Zopa Reviewed on: 22nd February 2023

Fast Easy Efficiant

No nonsense banking !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 22nd February 2023

The Best

I’m so happy with this card , they helps grow up my credit score . Reviewed on: 22nd February 2023

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