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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44347)

brilliant product and company

4
very straight forward application process and amazing customer services Reviewed on: 22nd February 2023
martin gillespie's avatar
martin gillespie

Credit card

5
The best company,the best credit card I ever had Reviewed on: 22nd February 2023
Florescu Daniela's avatar
Florescu Daniela

Transparent APRs and easy to use app

5
Zopa are very transparent and clear when sharing APR updates and the app is so easy to use, to make payments, check balance, read statements and check your PIN when you forget it! Highly recommend! Reviewed on: 22nd February 2023
Brogan Page's avatar
Brogan Page

Credit card

5
Simple to apply app easily to use Reviewed on: 22nd February 2023
debra's avatar
debra

Great company

5
Easy to use app. Helpful customer services Reviewed on: 22nd February 2023
Craig's avatar
Craig

Great company

5
Very easy to set up. App is great and very simple to use .Would definitely recommend. Reviewed on: 22nd February 2023
Lindsay Joyce's avatar
Lindsay Joyce

Reliable and Easy

5
Easy and reliable . It’s safe and easy to manage your account. Reviewed on: 22nd February 2023
Ghani Malik's avatar
Ghani Malik

Perfect service

5
I like that and they have good service Reviewed on: 22nd February 2023
ashkan mohamadi's avatar
ashkan mohamadi

Great credit builder card

5
Super fast delivery of card easy to use and has boosted my credit score. Reviewed on: 22nd February 2023
Kat geay's avatar
Kat geay

Cheap rates and excellent app!

5
Great product at a very competitive rate given the current market and a highly user friendly app. Reviewed on: 22nd February 2023
RRS's avatar
RRS

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