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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Recommended credit card

The Zopa credit card is a good one because it gives you flexibility to use. You can cap your account so you don’t spend the whole amount you receive email and txt messages about your due payment and you have the option to get a loan if eligible. Reviewed on: 22nd February 2023

Easy process

Quick and easy to apply for. Money there straight away. Reviewed on: 22nd February 2023

easy to use

Easy to use , reliable and trustworthy. Reviewed on: 22nd February 2023

Absolutely brilliant

Zopa is the first credit card to care. They are amazing. I have recommended to many people as they help you out no end. Reviewed on: 22nd February 2023

Amazing company so simple

Never had any trouble straight forward nice manageable balance easy to repay theough the app would highly recommend Reviewed on: 22nd February 2023

Good service

Good rates and helpful customer support when you need it Reviewed on: 22nd February 2023

Excellent and easy to use

Excellent service and the app are very easy to understand and to follow . Reviewed on: 22nd February 2023

brilliant product and company

very straight forward application process and amazing customer services Reviewed on: 22nd February 2023

Credit card

The best company,the best credit card I ever had Reviewed on: 22nd February 2023

Transparent APRs and easy to use app

Zopa are very transparent and clear when sharing APR updates and the app is so easy to use, to make payments, check balance, read statements and check your PIN when you forget it! Highly recommend! Reviewed on: 22nd February 2023

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