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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Simple to use

Very clear understanding . Tools to help keep you on track and improve credit rating Reviewed on: 22nd February 2023

Great card, great service and great value

Signed up in October last year and it was all approved within 30 minutes and card was with me within 2 days. Very efficient and goo value Reviewed on: 22nd February 2023

Good value for money

Zopa has helped wit sensible money choices Reviewed on: 22nd February 2023

Zopa credit card is the best around

I have had zopa credit card for around a year now it's been great during the year and the customer service is great they always go up and beyond to help. Reviewed on: 22nd February 2023

Simple, easy, travel value

No fees when travelling, great simple app, what's not to love! Reviewed on: 22nd February 2023

Mr James Magennis

I've had nothing but good experiences with Zopa rate them highly and anyone looking a credit card you'll have the same great experiences that I have had Reviewed on: 22nd February 2023

Very good at communication and very straightforward

So far so good, always keeping us customers in touch Reviewed on: 22nd February 2023

Amazing service

Good company as easy to get on with Reviewed on: 22nd February 2023

ZOOPA DOOPA

Great service, easy to talk and always helpful Reviewed on: 22nd February 2023

Good service

Easy to use, never had any trouble paying with it. Reviewed on: 22nd February 2023

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