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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Credit card

5
Simple to apply app easily to use Reviewed on: 22nd February 2023
debra's avatar
debra

Great company

5
Easy to use app. Helpful customer services Reviewed on: 22nd February 2023
Craig's avatar
Craig

Great company

5
Very easy to set up. App is great and very simple to use .Would definitely recommend. Reviewed on: 22nd February 2023
Lindsay Joyce's avatar
Lindsay Joyce

Reliable and Easy

5
Easy and reliable . It’s safe and easy to manage your account. Reviewed on: 22nd February 2023
Ghani Malik's avatar
Ghani Malik

Perfect service

5
I like that and they have good service Reviewed on: 22nd February 2023
ashkan mohamadi's avatar
ashkan mohamadi

Great credit builder card

5
Super fast delivery of card easy to use and has boosted my credit score. Reviewed on: 22nd February 2023
Kat geay's avatar
Kat geay

Cheap rates and excellent app!

5
Great product at a very competitive rate given the current market and a highly user friendly app. Reviewed on: 22nd February 2023
RRS's avatar
RRS

Best credit card

5
Is the best credit card and interest not bad Reviewed on: 22nd February 2023
Meysam Shahryari's avatar
Meysam Shahryari

Amazing service

5
Overall they really help understand what I have and why, outlining in the perfect amount of detail why I have the credit limit I do and when repayments are and what I can do to improve my score, as well as advice to manage spending more effectively. A great service with a smooth and easy to use app that really makes it affordable and easy to get a safe amount of credit with good advice on how to and how not to use it. Reviewed on: 22nd February 2023
Rowan Blaed's avatar
Rowan Blaed

Easy to manage,

5
Great credit card, notifications, fair credit limit, brilliant app Reviewed on: 22nd February 2023
Adam Banks-Smith's avatar
Adam Banks-Smith

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