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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Good service

I have had a lovely experience with Zopa Reviewed on: 22nd February 2023

Fast Easy Efficiant

No nonsense banking !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 22nd February 2023

The Best

I’m so happy with this card , they helps grow up my credit score . Reviewed on: 22nd February 2023

Simple to use

Very clear understanding . Tools to help keep you on track and improve credit rating Reviewed on: 22nd February 2023

Great card, great service and great value

Signed up in October last year and it was all approved within 30 minutes and card was with me within 2 days. Very efficient and goo value Reviewed on: 22nd February 2023

Good value for money

Zopa has helped wit sensible money choices Reviewed on: 22nd February 2023

Zopa credit card is the best around

I have had zopa credit card for around a year now it's been great during the year and the customer service is great they always go up and beyond to help. Reviewed on: 22nd February 2023

Simple, easy, travel value

No fees when travelling, great simple app, what's not to love! Reviewed on: 22nd February 2023

Mr James Magennis

I've had nothing but good experiences with Zopa rate them highly and anyone looking a credit card you'll have the same great experiences that I have had Reviewed on: 22nd February 2023

Very good at communication and very straightforward

So far so good, always keeping us customers in touch Reviewed on: 22nd February 2023

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