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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Simple, easy, travel value

No fees when travelling, great simple app, what's not to love! Reviewed on: 22nd February 2023

Mr James Magennis

I've had nothing but good experiences with Zopa rate them highly and anyone looking a credit card you'll have the same great experiences that I have had Reviewed on: 22nd February 2023

Very good at communication and very straightforward

So far so good, always keeping us customers in touch Reviewed on: 22nd February 2023

Amazing service

Good company as easy to get on with Reviewed on: 22nd February 2023

ZOOPA DOOPA

Great service, easy to talk and always helpful Reviewed on: 22nd February 2023

Good service

Easy to use, never had any trouble paying with it. Reviewed on: 22nd February 2023

Excellent Service

only had my Card a short while but thoroughly recommended excellent customer service Reviewed on: 22nd February 2023

Great service

I had a very pleasant experince with zopa Reviewed on: 22nd February 2023

Excelente

Um cartão e um banco excelente que atende e entende seus clientes. Reviewed on: 22nd February 2023

The app so easy to use and great customer service

Excellent service customer very satisfied would highly recommended the service provided Reviewed on: 22nd February 2023

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