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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Excellent Service

5
only had my Card a short while but thoroughly recommended excellent customer service Reviewed on: 22nd February 2023
Alan Mackinnon's avatar
Alan Mackinnon

Great service

5
I had a very pleasant experince with zopa Reviewed on: 22nd February 2023
Prodan Iulian's avatar
Prodan Iulian

Excelente

5
Um cartão e um banco excelente que atende e entende seus clientes. Reviewed on: 22nd February 2023
Carlos Humberto's avatar
Carlos Humberto

The app so easy to use and great customer service

5
Excellent service customer very satisfied would highly recommended the service provided Reviewed on: 22nd February 2023
jane roberts's avatar
jane roberts

Quickest loan

5
It’s easy and quickest loan to get it, the rate are not bad too. Reviewed on: 22nd February 2023
Prem Ba Ba's avatar
Prem Ba Ba

Great product, App is so user friendly.

5
Making payments to the Credit card through the App couldn't be easier. Reviewed on: 22nd February 2023
Elaine Bailey's avatar
Elaine Bailey

Fair interest and easy to use app

5
Since I’ve been using Zopa I have found them really easy to use and managing my payments simple and straight forward Reviewed on: 22nd February 2023
Aaron's avatar
Aaron

Old fashioned experience

5
Nothing but good things to say about Zopa, easy access to account, informed of any matters that concern me straightaway either by text or email , always courteous on the telephone. Reviewed on: 22nd February 2023
Dawn's avatar
Dawn

YOU CAN MAKE A DEPOSIT TO A WOLATE CREDIT CARD IN LITERALLY AFTER A FEW SECONDS

5
I RECOMMEND TO ANYONE WHO WILL APPLY FOR A CREDIT CARD THERE ARE NO PROBLEMS WITH THE APPLICATION AND USING THE CARD Reviewed on: 22nd February 2023
Rkubarek's avatar
Rkubarek

Easy to use credit card

5
Simple app easy to use highly recommend Reviewed on: 22nd February 2023
Jamieson Moore's avatar
Jamieson Moore

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