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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Quickest loan

It’s easy and quickest loan to get it, the rate are not bad too. Reviewed on: 22nd February 2023

Great product, App is so user friendly.

Making payments to the Credit card through the App couldn't be easier. Reviewed on: 22nd February 2023

Fair interest and easy to use app

Since I’ve been using Zopa I have found them really easy to use and managing my payments simple and straight forward Reviewed on: 22nd February 2023

Old fashioned experience

Nothing but good things to say about Zopa, easy access to account, informed of any matters that concern me straightaway either by text or email , always courteous on the telephone. Reviewed on: 22nd February 2023

YOU CAN MAKE A DEPOSIT TO A WOLATE CREDIT CARD IN LITERALLY AFTER A FEW SECONDS

I RECOMMEND TO ANYONE WHO WILL APPLY FOR A CREDIT CARD THERE ARE NO PROBLEMS WITH THE APPLICATION AND USING THE CARD Reviewed on: 22nd February 2023

Easy to use credit card

Simple app easy to use highly recommend Reviewed on: 22nd February 2023

Very easy to understand

I am not particularly good with internet etc but find all of their information with links easy to negotiate Reviewed on: 22nd February 2023

Amazing Zopa Journey

Fast application approval, user friendly mobile app, easy payment options. Reviewed on: 22nd February 2023

Fast and easy

I had a responce very fast and money in bank the same day Reviewed on: 22nd February 2023

Mr Mohammad Hossain

Very easy to apply and manage zopa credit application and portal Reviewed on: 22nd February 2023

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