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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very easy to understand

I am not particularly good with internet etc but find all of their information with links easy to negotiate Reviewed on: 22nd February 2023

Amazing Zopa Journey

Fast application approval, user friendly mobile app, easy payment options. Reviewed on: 22nd February 2023

Fast and easy

I had a responce very fast and money in bank the same day Reviewed on: 22nd February 2023

Mr Mohammad Hossain

Very easy to apply and manage zopa credit application and portal Reviewed on: 22nd February 2023

Everything was so easy!

I was passed for a card very easily Reviewed on: 22nd February 2023

Credit score

It helped me start improving my credit score,I got ah low credit amount to start, then as ,I made more payments my amount increased, thanks so much Reviewed on: 22nd February 2023

Honest and genuine

Very helpful all round, any problems or issues are delt with promptly and courteously Reviewed on: 22nd February 2023

No worries

A worry free card and constant contact is great Reviewed on: 22nd February 2023

Very good

Very easy App to check payment and what you spend Reviewed on: 22nd February 2023

Fantastic

Easy set up and app very user friendly Reviewed on: 22nd February 2023

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