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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing service

Good company as easy to get on with Reviewed on: 22nd February 2023

ZOOPA DOOPA

Great service, easy to talk and always helpful Reviewed on: 22nd February 2023

Good service

Easy to use, never had any trouble paying with it. Reviewed on: 22nd February 2023

Excellent Service

only had my Card a short while but thoroughly recommended excellent customer service Reviewed on: 22nd February 2023

Great service

I had a very pleasant experince with zopa Reviewed on: 22nd February 2023

Excelente

Um cartão e um banco excelente que atende e entende seus clientes. Reviewed on: 22nd February 2023

The app so easy to use and great customer service

Excellent service customer very satisfied would highly recommended the service provided Reviewed on: 22nd February 2023

Quickest loan

It’s easy and quickest loan to get it, the rate are not bad too. Reviewed on: 22nd February 2023

Great product, App is so user friendly.

Making payments to the Credit card through the App couldn't be easier. Reviewed on: 22nd February 2023

Fair interest and easy to use app

Since I’ve been using Zopa I have found them really easy to use and managing my payments simple and straight forward Reviewed on: 22nd February 2023

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