Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

View other Zopa products

4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Old fashioned experience

Nothing but good things to say about Zopa, easy access to account, informed of any matters that concern me straightaway either by text or email , always courteous on the telephone. Reviewed on: 22nd February 2023

YOU CAN MAKE A DEPOSIT TO A WOLATE CREDIT CARD IN LITERALLY AFTER A FEW SECONDS

I RECOMMEND TO ANYONE WHO WILL APPLY FOR A CREDIT CARD THERE ARE NO PROBLEMS WITH THE APPLICATION AND USING THE CARD Reviewed on: 22nd February 2023

Easy to use credit card

Simple app easy to use highly recommend Reviewed on: 22nd February 2023

Very easy to understand

I am not particularly good with internet etc but find all of their information with links easy to negotiate Reviewed on: 22nd February 2023

Amazing Zopa Journey

Fast application approval, user friendly mobile app, easy payment options. Reviewed on: 22nd February 2023

Fast and easy

I had a responce very fast and money in bank the same day Reviewed on: 22nd February 2023

Mr Mohammad Hossain

Very easy to apply and manage zopa credit application and portal Reviewed on: 22nd February 2023

Everything was so easy!

I was passed for a card very easily Reviewed on: 22nd February 2023

Credit score

It helped me start improving my credit score,I got ah low credit amount to start, then as ,I made more payments my amount increased, thanks so much Reviewed on: 22nd February 2023

Honest and genuine

Very helpful all round, any problems or issues are delt with promptly and courteously Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.29 from 28 reviews
Credit card
from Nationwide 4.15 from 224 reviews
Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub