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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Everything was so easy!

I was passed for a card very easily Reviewed on: 22nd February 2023

Credit score

It helped me start improving my credit score,I got ah low credit amount to start, then as ,I made more payments my amount increased, thanks so much Reviewed on: 22nd February 2023

Honest and genuine

Very helpful all round, any problems or issues are delt with promptly and courteously Reviewed on: 22nd February 2023

No worries

A worry free card and constant contact is great Reviewed on: 22nd February 2023

Very good

Very easy App to check payment and what you spend Reviewed on: 22nd February 2023

Fantastic

Easy set up and app very user friendly Reviewed on: 22nd February 2023

Great company

I would highly recommend Zopa to new customers due to the ease of setup, use and customer service. Reviewed on: 22nd February 2023

Value for money

Good credit limit offers well understanding app Reviewed on: 22nd February 2023

Easy to use

Excellent layout on the app easy to use and to apply Reviewed on: 22nd February 2023

Good card

This is a good card with excellent management of the card in app Reviewed on: 22nd February 2023

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