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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing company

Zopa is an excellent company with amazing customer service. Reviewed on: 22nd February 2023

Zopa Credit Card Review

Quick to open an account, Easy to apply for & use, smooth & easy to use mobile app Reviewed on: 22nd February 2023

Very nice

Is increasing quickly and easily payment altogether very good Reviewed on: 22nd February 2023

Amazing

Great for rebuilding your credit status Reviewed on: 22nd February 2023

Very good and flexible

Using Zopa has been a big change to me. They’re very flexible with their fees and with good apr Reviewed on: 22nd February 2023

The Best

Portal great customer service great flexibility great - Overall great card Reviewed on: 22nd February 2023

Zopa

I have never came across any issues whatsoeverbl Reviewed on: 22nd February 2023

Good service and communication

Great product happy to recommend to others Reviewed on: 22nd February 2023

Zopa, a top quality service

From applying for the card, receiving updated on progress, being advised on the granting of the credit, receiving the card, downloading the Zopa app and using the app to manage the account, all of this was achieved quickly and efficiently. A five star banking service. Reviewed on: 22nd February 2023

Credit card

I was given a credit card from Zopa at interest paid is reasonable Reviewed on: 22nd February 2023

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