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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa

I have never came across any issues whatsoeverbl Reviewed on: 22nd February 2023

Good service and communication

Great product happy to recommend to others Reviewed on: 22nd February 2023

Zopa, a top quality service

From applying for the card, receiving updated on progress, being advised on the granting of the credit, receiving the card, downloading the Zopa app and using the app to manage the account, all of this was achieved quickly and efficiently. A five star banking service. Reviewed on: 22nd February 2023

Credit card

I was given a credit card from Zopa at interest paid is reasonable Reviewed on: 22nd February 2023

Perfect

Perfect! Is best word i can use to sum up my experience with zoopa. As someone who has struggled with bad credit from many years ago and looking to get back on track and rebuild my CR, zoopa really are helping me out by giving me a chance. The app, the ease of use everything is a joy to use recommend to everybody Reviewed on: 22nd February 2023

Credit Card Review

The whole process has been good from start to finish and their customer service team are very friendly, always happy to help! The card is so easy to use and I even have a personal loan with the company! Reviewed on: 22nd February 2023

Very clear on everything

Highly recommend to anyone looking for a brilliant card Reviewed on: 22nd February 2023

Simple no hidden surprises

Most credit card companies very obviously try to trap you into going wrong with different rules etc , so they can charge you ..Zopa hasn’t done so far so good .. seems pretty simple , fingers crossed Reviewed on: 22nd February 2023

Great starter card with a great app

It was really easy to apply for this credit card and the Zopa app is easy to use and makes it easy to pay (on a schedule too) Reviewed on: 22nd February 2023

Great credit card to learn to manage your money

This has been the best card I have had. They have the tools so you can set your own limit and learn to manage your account. Reviewed on: 22nd February 2023

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