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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

No worries

A worry free card and constant contact is great Reviewed on: 22nd February 2023

Very good

Very easy App to check payment and what you spend Reviewed on: 22nd February 2023

Fantastic

Easy set up and app very user friendly Reviewed on: 22nd February 2023

Great company

I would highly recommend Zopa to new customers due to the ease of setup, use and customer service. Reviewed on: 22nd February 2023

Value for money

Good credit limit offers well understanding app Reviewed on: 22nd February 2023

Easy to use

Excellent layout on the app easy to use and to apply Reviewed on: 22nd February 2023

Good card

This is a good card with excellent management of the card in app Reviewed on: 22nd February 2023

Amazing company

Zopa is an excellent company with amazing customer service. Reviewed on: 22nd February 2023

Zopa Credit Card Review

Quick to open an account, Easy to apply for & use, smooth & easy to use mobile app Reviewed on: 22nd February 2023

Very nice

Is increasing quickly and easily payment altogether very good Reviewed on: 22nd February 2023

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