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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Amazing

Great for rebuilding your credit status Reviewed on: 22nd February 2023

Very good and flexible

Using Zopa has been a big change to me. They’re very flexible with their fees and with good apr Reviewed on: 22nd February 2023

The Best

Portal great customer service great flexibility great - Overall great card Reviewed on: 22nd February 2023

Zopa

I have never came across any issues whatsoeverbl Reviewed on: 22nd February 2023

Good service and communication

Great product happy to recommend to others Reviewed on: 22nd February 2023

Zopa, a top quality service

From applying for the card, receiving updated on progress, being advised on the granting of the credit, receiving the card, downloading the Zopa app and using the app to manage the account, all of this was achieved quickly and efficiently. A five star banking service. Reviewed on: 22nd February 2023

Credit card

I was given a credit card from Zopa at interest paid is reasonable Reviewed on: 22nd February 2023

Perfect

Perfect! Is best word i can use to sum up my experience with zoopa. As someone who has struggled with bad credit from many years ago and looking to get back on track and rebuild my CR, zoopa really are helping me out by giving me a chance. The app, the ease of use everything is a joy to use recommend to everybody Reviewed on: 22nd February 2023

Credit Card Review

The whole process has been good from start to finish and their customer service team are very friendly, always happy to help! The card is so easy to use and I even have a personal loan with the company! Reviewed on: 22nd February 2023

Very clear on everything

Highly recommend to anyone looking for a brilliant card Reviewed on: 22nd February 2023

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