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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easily accessible

This credit card is a life saviour.i had a financial crisis and this card saved me from getting worse.i cannot thank enough Reviewed on: 22nd February 2023

Brilliant credit card

Love the functionality in the app as so easy to use. Having the credit cushion is brilliant as you can control how much you spend making it as affordable to you as possible. Reviewed on: 22nd February 2023

Fantastic

They made the process very easy the staff are friendly to talk to when I need help or advice and I find their app really easy to use Reviewed on: 22nd February 2023

Great service

They are so easy to deal with, very smooth process and feels very secure. Would recommend to anyone. Reviewed on: 22nd February 2023

Very rare company

Very easy to use and very good service, and also good apr % Reviewed on: 22nd February 2023

Highly recommend

Easy to apply for and great company for customer service Reviewed on: 22nd February 2023

Not only a credit card

Helped me gain a better credit rating Reviewed on: 22nd February 2023

User friendly App

Great credit card with a user friendly App. Definitely recommend Zopa. Reviewed on: 22nd February 2023

zopa brilliant

easy to set up, easy to use, no fuss Reviewed on: 22nd February 2023

Zopa is a good to have

It's good to have around and it was easy to check your scores Reviewed on: 22nd February 2023

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