Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very rare company

Very easy to use and very good service, and also good apr % Reviewed on: 22nd February 2023

Highly recommend

Easy to apply for and great company for customer service Reviewed on: 22nd February 2023

Not only a credit card

Helped me gain a better credit rating Reviewed on: 22nd February 2023

User friendly App

Great credit card with a user friendly App. Definitely recommend Zopa. Reviewed on: 22nd February 2023

zopa brilliant

easy to set up, easy to use, no fuss Reviewed on: 22nd February 2023

Zopa is a good to have

It's good to have around and it was easy to check your scores Reviewed on: 22nd February 2023

Great..

Fabulous company, great communication and very easy to deal with.. Reviewed on: 22nd February 2023

Great support and app

The Zopa team have been amazing throughout my application and monitoring and I find the app one of the most user friendly applications. Thanks team for you help! Reviewed on: 22nd February 2023

Excellent experience

Best customer service , easy app Reviewed on: 22nd February 2023

Easy to use app, good customer service

The whole process has been super easy and simple Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Credit Card
from NatWest 4.53 from 68 reviews
Cashback credit card
from Lloyds Bank 4.27 from 26 reviews
Balance Transfer Credit Card
from Halifax 4.52 from 63 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub