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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great..

Fabulous company, great communication and very easy to deal with.. Reviewed on: 22nd February 2023

Great support and app

The Zopa team have been amazing throughout my application and monitoring and I find the app one of the most user friendly applications. Thanks team for you help! Reviewed on: 22nd February 2023

Excellent experience

Best customer service , easy app Reviewed on: 22nd February 2023

Easy to use app, good customer service

The whole process has been super easy and simple Reviewed on: 22nd February 2023

Great app and communication

Easy process of application process . Reviewed on: 22nd February 2023

Easy and 100% confidence

I have absolute confidence in this credit card company that they will protect me from fraud and not rip me off at the first chance Reviewed on: 22nd February 2023

Greate company

Low rates. Easy access to the app. I recommended to everyone. Reviewed on: 22nd February 2023

Superb

A superb card Takes customers security seriously and a very attentive customer service dept Reviewed on: 22nd February 2023

Zopa

Everything is explained with them, no hidden charges, always keeps me notified with plain speaking not with long words that are only written and not spoken in everyday conversations. This goes a long way with me. I will definitely notify my family and friends about Zopa. Reviewed on: 22nd February 2023

Samantha Nicholls

Very friendly and helpful customer service. Very easy to follow mobile app. Love the colour of the credit card Reviewed on: 22nd February 2023

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