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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great app and communication

Easy process of application process . Reviewed on: 22nd February 2023

Easy and 100% confidence

I have absolute confidence in this credit card company that they will protect me from fraud and not rip me off at the first chance Reviewed on: 22nd February 2023

Greate company

Low rates. Easy access to the app. I recommended to everyone. Reviewed on: 22nd February 2023

Superb

A superb card Takes customers security seriously and a very attentive customer service dept Reviewed on: 22nd February 2023

Zopa

Everything is explained with them, no hidden charges, always keeps me notified with plain speaking not with long words that are only written and not spoken in everyday conversations. This goes a long way with me. I will definitely notify my family and friends about Zopa. Reviewed on: 22nd February 2023

Samantha Nicholls

Very friendly and helpful customer service. Very easy to follow mobile app. Love the colour of the credit card Reviewed on: 22nd February 2023

Great company

Very helpful and easy to talk to Reviewed on: 22nd February 2023

Great company great credit card

I use my card often, it provides everything I need Reviewed on: 22nd February 2023

Thanks for the help!

Applied for a credit card with Zopa even though did not have the best credit rating. I was approved with a generous limit to see me through a difficult period. Thanks. Reviewed on: 22nd February 2023

Easy control

This card provided an easy way to control and improve me credit , simple quick and effective just what I needed. Reviewed on: 22nd February 2023

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