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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great company

Very helpful and easy to talk to Reviewed on: 22nd February 2023

Great company great credit card

I use my card often, it provides everything I need Reviewed on: 22nd February 2023

Thanks for the help!

Applied for a credit card with Zopa even though did not have the best credit rating. I was approved with a generous limit to see me through a difficult period. Thanks. Reviewed on: 22nd February 2023

Easy control

This card provided an easy way to control and improve me credit , simple quick and effective just what I needed. Reviewed on: 22nd February 2023

Zopa Fantastic

Love the card and the super easy to use app Reviewed on: 22nd February 2023

Best card

Good app works anywhere best card by miles Reviewed on: 22nd February 2023

Brilliant company

I think they are a good company Reviewed on: 22nd February 2023

Try online credit not greatest

Well there system isn't very great Reviewed on: 22nd February 2023

Brilliant

Never had a problem, let them win Reviewed on: 22nd February 2023

You cannot go wrong

I’ve never had any problems with my Zopa credit card. Easy to get hold of, easy to set up, easy to use the app. I wouldn’t go anywhere else Reviewed on: 22nd February 2023

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