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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Superb

A superb card Takes customers security seriously and a very attentive customer service dept Reviewed on: 22nd February 2023

Zopa

Everything is explained with them, no hidden charges, always keeps me notified with plain speaking not with long words that are only written and not spoken in everyday conversations. This goes a long way with me. I will definitely notify my family and friends about Zopa. Reviewed on: 22nd February 2023

Samantha Nicholls

Very friendly and helpful customer service. Very easy to follow mobile app. Love the colour of the credit card Reviewed on: 22nd February 2023

Great company

Very helpful and easy to talk to Reviewed on: 22nd February 2023

Great company great credit card

I use my card often, it provides everything I need Reviewed on: 22nd February 2023

Thanks for the help!

Applied for a credit card with Zopa even though did not have the best credit rating. I was approved with a generous limit to see me through a difficult period. Thanks. Reviewed on: 22nd February 2023

Easy control

This card provided an easy way to control and improve me credit , simple quick and effective just what I needed. Reviewed on: 22nd February 2023

Zopa Fantastic

Love the card and the super easy to use app Reviewed on: 22nd February 2023

Best card

Good app works anywhere best card by miles Reviewed on: 22nd February 2023

Brilliant company

I think they are a good company Reviewed on: 22nd February 2023

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