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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa Fantastic

Love the card and the super easy to use app Reviewed on: 22nd February 2023

Best card

Good app works anywhere best card by miles Reviewed on: 22nd February 2023

Brilliant company

I think they are a good company Reviewed on: 22nd February 2023

Try online credit not greatest

Well there system isn't very great Reviewed on: 22nd February 2023

Brilliant

Never had a problem, let them win Reviewed on: 22nd February 2023

You cannot go wrong

I’ve never had any problems with my Zopa credit card. Easy to get hold of, easy to set up, easy to use the app. I wouldn’t go anywhere else Reviewed on: 22nd February 2023

Great credit card provider

Brilliant service that has an app that is extremely easy to navigate. Repayments show on your balance almost instantly. I no longer have to worry for 3/4 days to check if my payments have gone through Reviewed on: 22nd February 2023

Excellent, rapid service

Prompt, efficient, easy to deal with. Reviewed on: 22nd February 2023

Great Credit Card

Great card app is easy to use Good advice on managing your account or debt Reviewed on: 22nd February 2023

Love using Zopa

They are really easy to deal with when I have been in financial difficulty and the app is simple to use. Reviewed on: 22nd February 2023

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