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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great credit card provider

Brilliant service that has an app that is extremely easy to navigate. Repayments show on your balance almost instantly. I no longer have to worry for 3/4 days to check if my payments have gone through Reviewed on: 22nd February 2023

Excellent, rapid service

Prompt, efficient, easy to deal with. Reviewed on: 22nd February 2023

Great Credit Card

Great card app is easy to use Good advice on managing your account or debt Reviewed on: 22nd February 2023

Love using Zopa

They are really easy to deal with when I have been in financial difficulty and the app is simple to use. Reviewed on: 22nd February 2023

Amazing company.

Zopa has been a fantastic aid in the past few months without massive interest rates which is a positive. The personalised app is also amazing and is quick and easy to check in with stuff. Reviewed on: 22nd February 2023

Zopa is so easy to use

Keeping track, watching what you spend, easy payment options. Zopa has it all ….they make everything so easy Reviewed on: 22nd February 2023

Really easy to apply

Really easy to apply for a lone or a credit card and they are really friendly. Reviewed on: 22nd February 2023

Credit card made easy

Card has made it possible to use and also check it online if its your spending Reviewed on: 22nd February 2023

Excellent

From applying to repayments all made easy with good service Reviewed on: 22nd February 2023

Great customer service

Easy to set up, quick repayment options great customer service Reviewed on: 22nd February 2023

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