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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Amazing company.

Zopa has been a fantastic aid in the past few months without massive interest rates which is a positive. The personalised app is also amazing and is quick and easy to check in with stuff. Reviewed on: 22nd February 2023

Zopa is so easy to use

Keeping track, watching what you spend, easy payment options. Zopa has it all ….they make everything so easy Reviewed on: 22nd February 2023

Really easy to apply

Really easy to apply for a lone or a credit card and they are really friendly. Reviewed on: 22nd February 2023

Credit card made easy

Card has made it possible to use and also check it online if its your spending Reviewed on: 22nd February 2023

Excellent

From applying to repayments all made easy with good service Reviewed on: 22nd February 2023

Great customer service

Easy to set up, quick repayment options great customer service Reviewed on: 22nd February 2023

Customer satisfaction

Fees are affordable and great customer service Reviewed on: 22nd February 2023

Best card ever

I love Zopa credit card you can manage your account through easy Zopa App Reviewed on: 22nd February 2023

Amazing company

Best company ever. Please use them Reviewed on: 22nd February 2023

Zopa is the best

I apply for credit card , and in few minuts was ready, thank you ZOPA Reviewed on: 22nd February 2023

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