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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Customer satisfaction

Fees are affordable and great customer service Reviewed on: 22nd February 2023

Best card ever

I love Zopa credit card you can manage your account through easy Zopa App Reviewed on: 22nd February 2023

Amazing company

Best company ever. Please use them Reviewed on: 22nd February 2023

Zopa is the best

I apply for credit card , and in few minuts was ready, thank you ZOPA Reviewed on: 22nd February 2023

Always know what you are spending

Easy to make payment on the app tells you when you go over the limit Reviewed on: 22nd February 2023

Quick, reliable and clear!

Very easy application process, quick response and even quicker delivery of funds/Card! Seamless journey! Reviewed on: 22nd February 2023

Mr Tarun Kumar

Good card, good mobile app. It also provides quick access and I am enjoying this card. Reviewed on: 22nd February 2023

Very good easy to use

Very good easy to use application. Only negative APR creeps up a little to often. Reviewed on: 22nd February 2023

Great credit card

Easy application to complete and quick turnaround Reviewed on: 22nd February 2023

Great company

They have been nothing buy great to me! Reviewed on: 22nd February 2023

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