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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always know what you are spending

Easy to make payment on the app tells you when you go over the limit Reviewed on: 22nd February 2023

Quick, reliable and clear!

Very easy application process, quick response and even quicker delivery of funds/Card! Seamless journey! Reviewed on: 22nd February 2023

Mr Tarun Kumar

Good card, good mobile app. It also provides quick access and I am enjoying this card. Reviewed on: 22nd February 2023

Very good easy to use

Very good easy to use application. Only negative APR creeps up a little to often. Reviewed on: 22nd February 2023

Great credit card

Easy application to complete and quick turnaround Reviewed on: 22nd February 2023

Great company

They have been nothing buy great to me! Reviewed on: 22nd February 2023

Credit card

Easy to apply the app is very easy to use Reviewed on: 22nd February 2023

Easy application

Easy to apply and understand simple account access Reviewed on: 22nd February 2023

Its okay

Overall good but App could do with being better Reviewed on: 22nd February 2023

Excellent

Great company and so easy to manage using the App Reviewed on: 22nd February 2023

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