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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Credit card made easy

Card has made it possible to use and also check it online if its your spending Reviewed on: 22nd February 2023

Excellent

From applying to repayments all made easy with good service Reviewed on: 22nd February 2023

Great customer service

Easy to set up, quick repayment options great customer service Reviewed on: 22nd February 2023

Customer satisfaction

Fees are affordable and great customer service Reviewed on: 22nd February 2023

Best card ever

I love Zopa credit card you can manage your account through easy Zopa App Reviewed on: 22nd February 2023

Amazing company

Best company ever. Please use them Reviewed on: 22nd February 2023

Zopa is the best

I apply for credit card , and in few minuts was ready, thank you ZOPA Reviewed on: 22nd February 2023

Always know what you are spending

Easy to make payment on the app tells you when you go over the limit Reviewed on: 22nd February 2023

Quick, reliable and clear!

Very easy application process, quick response and even quicker delivery of funds/Card! Seamless journey! Reviewed on: 22nd February 2023

Mr Tarun Kumar

Good card, good mobile app. It also provides quick access and I am enjoying this card. Reviewed on: 22nd February 2023

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