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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit card

Easy to apply the app is very easy to use Reviewed on: 22nd February 2023

Easy application

Easy to apply and understand simple account access Reviewed on: 22nd February 2023

Its okay

Overall good but App could do with being better Reviewed on: 22nd February 2023

Excellent

Great company and so easy to manage using the App Reviewed on: 22nd February 2023

CRYSTAL CLEAR ADVICE

ZOPA ARE SO TRANSPARENT AND OPEN Reviewed on: 22nd February 2023

Amazing app and credit card

Like insiad app working incredibly quickly and heandy. Reviewed on: 22nd February 2023

Great communication and easy to use service!

For a credit card company they are great at communicating and the service is so easy to use! Reviewed on: 22nd February 2023

Good

Easy to use & really like the website Reviewed on: 22nd February 2023

Great, efficient and helpful

Zopa have been great. Efficient service, always on hand to help and great rates. Reviewed on: 22nd February 2023

Easy to work with on app

App is up to date, when repaying it shows up instantly, very easy to use Reviewed on: 22nd February 2023

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