Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

CRYSTAL CLEAR ADVICE

ZOPA ARE SO TRANSPARENT AND OPEN Reviewed on: 22nd February 2023

Amazing app and credit card

Like insiad app working incredibly quickly and heandy. Reviewed on: 22nd February 2023

Great communication and easy to use service!

For a credit card company they are great at communicating and the service is so easy to use! Reviewed on: 22nd February 2023

Good

Easy to use & really like the website Reviewed on: 22nd February 2023

Great, efficient and helpful

Zopa have been great. Efficient service, always on hand to help and great rates. Reviewed on: 22nd February 2023

Easy to work with on app

App is up to date, when repaying it shows up instantly, very easy to use Reviewed on: 22nd February 2023

Not one single problem

Since I have dealt with zopa I’ve had no issues. Everything is easy to understand and I’m kept updated with everything. Reviewed on: 22nd February 2023

Great

Fast efficient reliable Easy to contact Reviewed on: 22nd February 2023

Great easy to use

Got the card to help my credit score great app with helpful tips on how to save money. Reviewed on: 22nd February 2023

Simply fantastic

Always handy when I need to buy something if don't have enough bank funds or forget my card, useful as can save to my mobile as contactless where my bank does not yet support using mobile pay Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.74 from 14 reviews
Clarity credit card
from Halifax 3.60 from 271 reviews
Platinum Cashback Credit Card
from American Express 4.34 from 71 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub