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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Not one single problem

Since I have dealt with zopa I’ve had no issues. Everything is easy to understand and I’m kept updated with everything. Reviewed on: 22nd February 2023

Great

Fast efficient reliable Easy to contact Reviewed on: 22nd February 2023

Great easy to use

Got the card to help my credit score great app with helpful tips on how to save money. Reviewed on: 22nd February 2023

Simply fantastic

Always handy when I need to buy something if don't have enough bank funds or forget my card, useful as can save to my mobile as contactless where my bank does not yet support using mobile pay Reviewed on: 22nd February 2023

Best Credit Card

Honestly I haven’t had any issues if you are looking for a card to help with credit then this is for you! One of the best. Reviewed on: 22nd February 2023

Awesome

Totally awesome company, quick and easy to speak too. Reviewed on: 22nd February 2023

helped

zopa credit card has come in hand when sort of money. Reviewed on: 22nd February 2023

Simply the best

Love the card, gives you live information on your spending. Payments are immediately credited to your card rather than waiting two working days. Brilliant. Reviewed on: 22nd February 2023

Ease

Very simple and straightforward Reviewed on: 22nd February 2023

super

i applyed for a credit card and the paymens are great iv never had a problem with them what so ever Reviewed on: 22nd February 2023

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