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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fantastic company

Zopa credit card company is amazing. They sort out any problems I may have immediately in a polite, professional way, which you do not get with other credit card companies. Reviewed on: 22nd February 2023

Amazing services

Great service and a fantastic company! Reviewed on: 22nd February 2023

Money

Gave me money so I can spend it Reviewed on: 22nd February 2023

top marks for Zopa

Zopa helped me when no other company would. Reviewed on: 22nd February 2023

Easy peasy

Easy application and processing made dealing with Zopa smooth and effortless Reviewed on: 22nd February 2023

Fabulousssss company for a loan!!

Quick, Efficient and Easy!! Great company for your first time small loan. Reviewed on: 22nd February 2023

Very convenient

Ever since using card very satisfied Reviewed on: 22nd February 2023

Fast and easy

Best card yet easy to use the app Reviewed on: 22nd February 2023

Awesome

It was really easy to apply, happy to be with Zopa Reviewed on: 22nd February 2023

Great customer service

Easy to find out information, happy to help customer service, really happy Reviewed on: 22nd February 2023

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