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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best Credit Card

Honestly I haven’t had any issues if you are looking for a card to help with credit then this is for you! One of the best. Reviewed on: 22nd February 2023

Awesome

Totally awesome company, quick and easy to speak too. Reviewed on: 22nd February 2023

helped

zopa credit card has come in hand when sort of money. Reviewed on: 22nd February 2023

Simply the best

Love the card, gives you live information on your spending. Payments are immediately credited to your card rather than waiting two working days. Brilliant. Reviewed on: 22nd February 2023

Ease

Very simple and straightforward Reviewed on: 22nd February 2023

super

i applyed for a credit card and the paymens are great iv never had a problem with them what so ever Reviewed on: 22nd February 2023

Fantastic company

Zopa credit card company is amazing. They sort out any problems I may have immediately in a polite, professional way, which you do not get with other credit card companies. Reviewed on: 22nd February 2023

Amazing services

Great service and a fantastic company! Reviewed on: 22nd February 2023

Money

Gave me money so I can spend it Reviewed on: 22nd February 2023

top marks for Zopa

Zopa helped me when no other company would. Reviewed on: 22nd February 2023

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